<ARTICLE>5                                      
<LEGEND>This schedule contains summary         
                  financial information extracted from
                  the company's third quarter 1997 10-Q
                  and is qualified in its entirety by
                  reference  to such financial
                  statements
</LEGEND>                                                
<MULTIPLIER>1000                                   
                                                         
                                                   
<PERIOD-TYPE>     9-Mos                                  
<FISCAL-YEAR-END>Dec-31-1997                      
<PERIOD-END>      Sep-30-1997                     
<CASH>            30300                                  
<SECURITIES>      0                                      
<RECEIVABLES>     7550200
<ALLOWANCES>      85000                                                                 
<INVENTORY>       0                                      
<CURRENT-ASSETS>  0                                      <F1>
<PP&E>            813500                                 
<DEPRECIATION>    260200                                 
<TOTAL-ASSETS>    7562400                                
<CURRENT-LIABILITIES>0                                              <F1>
<BONDS>           3603700                                <F2>
<COMMON>          375000                                 
<PREFERRED-MANDATORY>        0
<PREFERRED>       0                                      
<OTHER-SE>        403200                                 
<TOTAL-LIABILITY-AND-EQUITY>       7562400
<SALES>           0                                      
<TOTAL-REVENUES>  577900                                 
<CGS>             0                                      
<TOTAL-COSTS>     171900                                 
<OTHER-EXPENSES>  100                                    
<LOSS-PROVISION>  29100                                  
<INTEREST-EXPENSE>263900                                 
<INCOME-PRETAX>   112100                                 
<INCOME-TAX>      40200                                  
<INCOME-CONTINUING>0
<DISCONTINUED>    0                                      
<EXTRAORDINARY>   0                                      
<CHANGES>         0                                      
<NET-INCOME>      71900                                  
<EPS-PRIMARY>     0                                      
<EPS-DILUTED>     0                                      
<FN>                                                     
<F1>              The company is a captive finance       
                  subsidiary which does not have a       
                  classified balance sheet.
<F2>              Includes current and non-current       
                  maturities of long-term debt.
</FN>