<ARTICLE> 5
<LEGEND>

                          Exhibit (ii)
                    Financial Data Schedule

THIS SCHEDULE  CONTAINS  SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM 3/31/00
INCOME STATEMENT AND BALANCE SHEET AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.

</LEGEND>
<MULTIPLIER> 1,000


                           
<PERIOD-TYPE>                  3-MOS
<FISCAL-YEAR-END>                                     DEC-31-2000
<PERIOD-END>                                          MAR-31-2000
<CASH>                                                    109,526
<SECURITIES>                                                    0
<RECEIVABLES>                                           4,025,923
<ALLOWANCES>                                              (78,370)
<INVENTORY>                                                     0
<CURRENT-ASSETS>                                                0
<PP&E>                                                          0
<DEPRECIATION>                                                  0
<TOTAL-ASSETS>                                          4,807,610
<CURRENT-LIABILITIES>                                     967,294
<BONDS>                                                         0
<COMMON>                                                   46,000
<PREFERRED-MANDATORY>                                           0
<PREFERRED>                                                     0
<OTHER-SE>                                              1,275,598
<TOTAL-LIABILITY-AND-EQUITY>                            4,807,610
<SALES>                                                         0
<TOTAL-REVENUES>                                          142,106
<CGS>                                                           0
<TOTAL-COSTS>                                                   0
<OTHER-EXPENSES>                                           34,776
<LOSS-PROVISION>                                           16,918
<INTEREST-EXPENSE>                                         28,749
<INCOME-PRETAX>                                            61,663
<INCOME-TAX>                                               16,224
<INCOME-CONTINUING>                                        45,439
<DISCONTINUED>                                                  0
<EXTRAORDINARY>                                                 0
<CHANGES>                                                       0
<NET-INCOME>                                               45,439
<EPS-BASIC>                                                     0
<EPS-DILUTED>                                                   0