Pitney Bowes Credit Corporation - Form 10-Q Three Months Ended March 31, 1995 Page 16 of 17 Exhibit (i) Computation of Ratio of Earnings to Fixed Charges ------------------------------------------------- (Dollars in thousands) Three Months Ended March 31, -------------------- 1995 1994 ------- ------- Income before income taxes . . . . . . $ 52,465 $ 50,537 ------- ------- Fixed charges: Interest on debt . . . . . . . . . . 48,549 33,324 1/3 rental expense . . . . . . . . . 392 347 ------- ------- Total fixed charges . . . . . . . . . 48,941 33,671 ------- ------- Total . . . . . . . . . . . . . . . . $101,406 $ 84,208 ======= ======= Ratio of earnings to fixed charges (1). . . . . . . . . . . . . 2.07X 2.50X ======= ======= (1) The ratio of earnings to fixed charges has been computed by dividing income before income taxes and fixed charges by fixed charges. Fixed charges consist of interest on debt and one- third rental expense as representative of the interest portion of rentals.