<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE 03/31/95
INCOME STATEMENT AND BALANCE SHEET AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               MAR-31-1995
<CASH>                                           8,926
<SECURITIES>                                         0
<RECEIVABLES>                                4,371,000
<ALLOWANCES>                                    89,755
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                               0
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                               4,469,940
<CURRENT-LIABILITIES>                        2,435,125
<BONDS>                                              0
<COMMON>                                        46,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     747,807
<TOTAL-LIABILITY-AND-EQUITY>                 4,469,940
<SALES>                                              0
<TOTAL-REVENUES>                               152,170
<CGS>                                                0
<TOTAL-COSTS>                                   38,888
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                12,268
<INTEREST-EXPENSE>                              48,549
<INCOME-PRETAX>                                 52,465
<INCOME-TAX>                                    16,496
<INCOME-CONTINUING>                             35,969
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    35,969
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0