<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM 9/30/95
INCOME STATEMENT AND BALANCE SHEET AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   9-MOS
<FISCAL-YEAR-END>                          DEC-31-1995
<PERIOD-END>                               SEP-30-1995
<CASH>                                          13,950
<SECURITIES>                                         0
<RECEIVABLES>                                4,747,301
<ALLOWANCES>                                    97,891
<INVENTORY>                                          0
<CURRENT-ASSETS>                                     0
<PP&E>                                               0
<DEPRECIATION>                                       0
<TOTAL-ASSETS>                               4,844,185
<CURRENT-LIABILITIES>                        2,442,659
<BONDS>                                              0
<COMMON>                                        46,000
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<OTHER-SE>                                     794,622
<TOTAL-LIABILITY-AND-EQUITY>                 4,844,185
<SALES>                                          2,474
<TOTAL-REVENUES>                               480,673
<CGS>                                            2,163
<TOTAL-COSTS>                                  125,389
<OTHER-EXPENSES>                                     0
<LOSS-PROVISION>                                38,633
<INTEREST-EXPENSE>                             150,703
<INCOME-PRETAX>                                165,948
<INCOME-TAX>                                    52,164
<INCOME-CONTINUING>                            113,784
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   113,784
<EPS-PRIMARY>                                        0
<EPS-DILUTED>                                        0