WARNING: THE EDGAR SYSTEM ENCOUNTERED ERROR(S) WHILE PROCESSING THIS SCHEDULE.

  


                                  Exhibit (iv)
                             Financial Data Schedule


<ARTICLE> 5
<LEGEND>
THIS SCHEDULE  CONTAINS SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM 12/31/98
INCOME STATEMENT AND BALANCE SHEET AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                                                                                                    
<PERIOD-TYPE>                                                                                               12-MOS
<FISCAL-YEAR-END>                                                                                      DEC-31-1998
<PERIOD-END>                                                                                           DEC-31-1998
<CASH>                                                                                                      19,154
<SECURITIES>                                                                                                     0
<RECEIVABLES>                                                                                            3,519,211
<ALLOWANCES>                                                                                               115,233
<INVENTORY>                                                                                                      0
<CURRENT-ASSETS>                                                                                                 0
<PP&E>                                                                                                           0
<DEPRECIATION>                                                                                                   0
<TOTAL-ASSETS>                                                                                           5,293,670
<CURRENT-LIABILITIES>                                                                                    1,589,541
<BONDS>                                                                                                          0
<COMMON>                                                                                                    46,000
<PREFERRED-MANDATORY>                                                                                            0
<PREFERRED>                                                                                                      0
<OTHER-SE>                                                                                               1,170,337
<TOTAL-LIABILITY-AND-EQUITY>                                                                             5,293,670
<SALES>                                                                                                          0
<TOTAL-REVENUES>                                                                                           646,359
<CGS>                                                                                                            0
<TOTAL-COSTS>                                                                                              212,050
<OTHER-EXPENSES>                                                                                                 0
<LOSS-PROVISION>                                                                                            36,080
<INTEREST-EXPENSE>                                                                                         116,746
<INCOME-PRETAX>                                                                                            281,483
<INCOME-TAX>                                                                                                82,460
<INCOME-CONTINUING>                                                                                        199,023
<DISCONTINUED>                                                                                               8,453
<EXTRAORDINARY>                                                                                                  0
<CHANGES>                                                                                                        0
<NET-INCOME>                                                                                               207,476
<EPS-PRIMARY>                                                                                               0
<EPS-DILUTED>                                                                                                    0