<ARTICLE> 5
<LEGEND>

                                  Exhibit (ii)
                             Financial Data Schedule

THIS SCHEDULE  CONTAINS  SUMMARY  FINANCIAL  INFORMATION  EXTRACTED FROM 3/31/99
INCOME STATEMENT AND BALANCE SHEET AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE
TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000
       
                                                      
<PERIOD-TYPE>                                            3-MOS
<FISCAL-YEAR-END>                                        DEC-31-1999
<PERIOD-END>                                             MAR-31-1999
<CASH>                                                                                                       19,665
<SECURITIES>                                                                                                      0
<RECEIVABLES>                                                                                             3,547,578
<ALLOWANCES>                                                                                               (116,675)
<INVENTORY>                                                                                                       0
<CURRENT-ASSETS>                                                                                                  0
<PP&E>                                                                                                            0
<DEPRECIATION>                                                                                                    0
<TOTAL-ASSETS>                                                                                            5,160,355
<CURRENT-LIABILITIES>                                                                                     1,413,743
<BONDS>                                                                                                           0
<COMMON>                                                                                                     46,000
<PREFERRED-MANDATORY>                                                                                             0
<PREFERRED>                                                                                                       0
<OTHER-SE>                                                                                                1,193,534
<TOTAL-LIABILITY-AND-EQUITY>                                                                              5,160,355
<SALES>                                                                                                           0
<TOTAL-REVENUES>                                                                                            167,622
<CGS>                                                                                                             0
<TOTAL-COSTS>                                                                                                     0
<OTHER-EXPENSES>                                                                                             62,136
<LOSS-PROVISION>                                                                                             12,299
<INTEREST-EXPENSE>                                                                                           29,890
<INCOME-PRETAX>                                                                                              63,297
<INCOME-TAX>                                                                                                 18,850
<INCOME-CONTINUING>                                                                                          44,447
<DISCONTINUED>                                                                                                    0
<EXTRAORDINARY>                                                                                                   0
<CHANGES>                                                                                                         0
<NET-INCOME>                                                                                                 44,447
<EPS-PRIMARY>                                                                                                     0
<EPS-DILUTED>                                                                                                     0