<ARTICLE> 9 <MULTIPLIER> 1000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> SEP-30-1997 <CASH> 154,285 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 38,448 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 319,165 <INVESTMENTS-CARRYING> 332,380 <INVESTMENTS-MARKET> 336,328 <LOANS> 1,173,637 <ALLOWANCE> 22,316 <TOTAL-ASSETS> 2,136,553 <DEPOSITS> 1,605,633 <SHORT-TERM> 213,996 <LIABILITIES-OTHER> 31,030 <LONG-TERM> 58,170 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,706 <OTHER-SE> 225,018 <TOTAL-LIABILITIES-AND-EQUITY> 2,136,553 <INTEREST-LOAN> 75,935 <INTEREST-INVEST> 31,752 <INTEREST-OTHER> 3,076 <INTEREST-TOTAL> 110,763 <INTEREST-DEPOSIT> 44,668 <INTEREST-EXPENSE> 9,641 <INTEREST-INCOME-NET> 56,454 <LOAN-LOSSES> 6,064 <SECURITIES-GAINS> 5,002 <EXPENSE-OTHER> 58,770 <INCOME-PRETAX> 32,396 <INCOME-PRE-EXTRAORDINARY> 32,396 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 20,842 <EPS-PRIMARY> 1.54 <EPS-DILUTED> 1.54 <YIELD-ACTUAL> 0 <LOANS-NON> 1,563 <LOANS-PAST> 742 <LOANS-TROUBLED> 1,662 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 20,157 <CHARGE-OFFS> 6,059 <RECOVERIES> 2,154 <ALLOWANCE-CLOSE> 22,316 <ALLOWANCE-DOMESTIC> 22,316 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0