<ARTICLE> 9 <CIK> 0000768532 <NAME> FIRST COMMERCE BANCSHARES, INC. <MULTIPLIER> 1000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> DEC-31-1997 <CASH> 156,664 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 36,495 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 336,857 <INVESTMENTS-CARRYING> 362,768 <INVESTMENTS-MARKET> 367,489 <LOANS> 1,267,803 <ALLOWANCE> 22,458 <TOTAL-ASSETS> 2,251,100 <DEPOSITS> 1,649,494 <SHORT-TERM> 280,845 <LIABILITIES-OTHER> 34,011 <LONG-TERM> 54,170 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,706 <OTHER-SE> 229,874 <TOTAL-LIABILITIES-AND-EQUITY> 2,251,100 <INTEREST-LOAN> 105,692 <INTEREST-INVEST> 42,497 <INTEREST-OTHER> 1,980 <INTEREST-TOTAL> 150,169 <INTEREST-DEPOSIT> 60,201 <INTEREST-EXPENSE> 73,583 <INTEREST-INCOME-NET> 76,586 <LOAN-LOSSES> 8,297 <SECURITIES-GAINS> 4,861 <EXPENSE-OTHER> 81,103 <INCOME-PRETAX> 41,025 <INCOME-PRE-EXTRAORDINARY> 26,597 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 26,597 <EPS-PRIMARY> 1.96 <EPS-DILUTED> 1.96 <YIELD-ACTUAL> 8.00 <LOANS-NON> 1,581 <LOANS-PAST> 1,106 <LOANS-TROUBLED> 1,530 <LOANS-PROBLEM> 4,631 <ALLOWANCE-OPEN> 20,157 <CHARGE-OFFS> 8,630 <RECOVERIES> 2,634 <ALLOWANCE-CLOSE> 22,458 <ALLOWANCE-DOMESTIC> 22,458 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0