<ARTICLE> 9 <CIK> 0000768532 <NAME> First Commerce Bancshares, Inc. <MULTIPLIER> 1000 <PERIOD-TYPE> 3-mos <FISCAL-YEAR-END> Dec-31-1998 <PERIOD-START> Jan-01-1998 <PERIOD-END> Mar-31-1998 <CASH> 160,242 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 50,200 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 326,767 <INVESTMENTS-CARRYING> 360,127 <INVESTMENTS-MARKET> 365,181 <LOANS> 1,225,470 <ALLOWANCE> 22,504 <TOTAL-ASSETS> 2,292,668 <DEPOSITS> 1,718,330 <SHORT-TERM> 284,995 <LIABILITIES-OTHER> 35,499 <LONG-TERM> 16,170 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,706 <OTHER-SE> 234,968 <TOTAL-LIABILITIES-AND-EQUITY> 2,292,668 <INTEREST-LOAN> 27,618 <INTEREST-INVEST> 10,799 <INTEREST-OTHER> 1,087 <INTEREST-TOTAL> 39,504 <INTEREST-DEPOSIT> 15,281 <INTEREST-EXPENSE> 19,379 <INTEREST-INCOME-NET> 20,125 <LOAN-LOSSES> 1,496 <SECURITIES-GAINS> 839 <EXPENSE-OTHER> 21,841 <INCOME-PRETAX> 11,780 <INCOME-PRE-EXTRAORDINARY> 7,620 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 7,620 <EPS-PRIMARY> 0.56 <EPS-DILUTED> 0.56 <YIELD-ACTUAL> 0 <LOANS-NON> 1,334 <LOANS-PAST> 1,392 <LOANS-TROUBLED> 1,509 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 22,458 <CHARGE-OFFS> 2,045 <RECOVERIES> 595 <ALLOWANCE-CLOSE> 22,504 <ALLOWANCE-DOMESTIC> 22,504 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 500