<ARTICLE> 9 <CIK> 0000768532 <NAME> First Commerce Bancshares, Inc. <MULTIPLIER> 1000 <PERIOD-TYPE> 6-mos <FISCAL-YEAR-END> Dec-31-1998 <PERIOD-START> Jan-01-1998 <PERIOD-END> Jun-30-1998 <CASH> 142,428 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 26,785 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 327,308 <INVESTMENTS-CARRYING> 388,265 <INVESTMENTS-MARKET> 393,172 <LOANS> 1,222,916 <ALLOWANCE> 22,691 <TOTAL-ASSETS> 2,259,610 <DEPOSITS> 1,687,173 <SHORT-TERM> 287,257 <LIABILITIES-OTHER> 31,849 <LONG-TERM> 13,669 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 2,706 <OTHER-SE> 236,956 <TOTAL-LIABILITIES-AND-EQUITY> 2,259,610 <INTEREST-LOAN> 55,299 <INTEREST-INVEST> 22,047 <INTEREST-OTHER> 2,643 <INTEREST-TOTAL> 79,989 <INTEREST-DEPOSIT> 31,177 <INTEREST-EXPENSE> 39,227 <INTEREST-INCOME-NET> 40,762 <LOAN-LOSSES> 2,980 <SECURITIES-GAINS> 2,296 <EXPENSE-OTHER> 44,415 <INCOME-PRETAX> 24,370 <INCOME-PRE-EXTRAORDINARY> 24,370 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 15,725 <EPS-PRIMARY> 1.16 <EPS-DILUTED> 1.16 <YIELD-ACTUAL> 0 <LOANS-NON> 1,280 <LOANS-PAST> 1,301 <LOANS-TROUBLED> 1,466 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 22,458 <CHARGE-OFFS> 4,071 <RECOVERIES> 1,324 <ALLOWANCE-CLOSE> 22,691 <ALLOWANCE-DOMESTIC> 22,691 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0