<ARTICLE> 5
<LEGEND>
THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONDENSED CONSOLIDATED BALANCE SHEET AT JUNE 30, 1999, THE CONSOLIDATED
STATEMENT OF OPERATIONS AND THE CONSOLIDATED STATEMENT OF STOCKHOLDERS' EQUITY
FOR THE SIX MONTHS ENDED JUNE 30, 1999 AND IS QUALIFIED IN ITS ENTIRETY BY
REFERENCE TO SUCH FINANCIAL STATEMENTS.
</LEGEND>
<MULTIPLIER> 1,000

                         
<PERIOD-TYPE>               6-MOS
<FISCAL-YEAR-END>           DEC-31-1999
<PERIOD-END>                JUN-30-1999
<CASH>                           13,020
<SECURITIES>                          0
<RECEIVABLES>                   595,809<F1>
<ALLOWANCES>                    132,297
<INVENTORY>                           0
<CURRENT-ASSETS>                266,409
<PP&E>                          763,110
<DEPRECIATION>                  361,150
<TOTAL-ASSETS>                1,181,964
<CURRENT-LIABILITIES>           424,693
<BONDS>                         487,193
<PREFERRED-MANDATORY>                 0
<PREFERRED>                           0
<COMMON>                            241
<OTHER-SE>                      178,230
<TOTAL-LIABILITY-AND-EQUITY>  1,181,964
<SALES>                               0
<TOTAL-REVENUES>                418,529
<CGS>                                 0
<TOTAL-COSTS>                   249,110<F2>
<OTHER-EXPENSES>                 20,348<F3>
<LOSS-PROVISION>                 71,691
<INTEREST-EXPENSE>               24,743
<INCOME-PRETAX>                  16,116
<INCOME-TAX>                        330
<INCOME-CONTINUING>              15,786
<DISCONTINUED>                        0
<EXTRAORDINARY>                       0
<CHANGES>                         (262)
<NET-INCOME>                     15,524
<EPS-BASIC>                       .67
<EPS-DILUTED>                       .58
<FN>
<F1>THIS AMOUNT IS THE SUM OF THE SHORT-TERM AND LONG-TERM INSTALLMENT CONTRACTS
RECEIVABLE LINES ON THE CONDENSED CONSOLIDATED BALANCE SHEET AT JUNE 30, 1999
AND IS NET OF UNEARNED FINANCE CHARGES.
<F2>THIS AMOUNT IS THE SUM OF THE FITNESS CENTER OPERATIONS LINE, THE
ADVERTISING LINE AND THE CHANGE IN DEFERRED MEMBERSHIP ORIGINATION COSTS LINE ON
THE CONSOLIDATED STATEMENT OF OPERATIONS FOR THE SIX MONTHS ENDED JUNE 30, 1999.
<F3>THIS AMOUNT IS THE MEMBER PROCESSING AND COLLECTION CENTERS LINE ON THE
CONSOLIDATED STATEMENT OF OPERATIONS FOR THE SIX MONTHS ENDED JUNE 30, 1999.
</FN>