Exhibit 99.2



                            AXA FINANCIAL, INC.

          CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED
           PURSUANT TO SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002

      In connection with the Quarterly Report on Form 10-Q for the quarter ended
June 30, 2002 of AXA Financial, Inc. (the "Company") as filed with the
Securities and Exchange Commission on the date hereof (the "Report"),
I, Stanley B. Tulin, Chief Financial Officer of the Company, certify,
pursuant to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that:

      (1) The Report fully complies with the requirements of Section 13(a) or
      15(d) of the Securities Exchange Act of 1934, as amended; and

      (2) The information contained in the Report fairly presents, in all
      material respects, the financial condition and results of operations of
      the Company.

                                      /s/ Stanley B. Tulin
                                    --------------------------
                                      Stanley B. Tulin
                                      Vice Chairman of the Board
                                      and Chief Financial Officer

Date: August 14, 2002