Exhibit 32.2



                                AXA FINANCIAL, INC.

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION
906 OF THE SARBANES-OXLEY ACT OF 2002


In connection  with the Quarterly  Report on Form 10-Q for the period ended June
30, 2003 of AXA Financial, Inc. (the "Company") as filed with the Securities and
Exchange  Commission  on the date hereof (the  "Report"),  I,  Stanley B. Tulin,
Chief Financial Officer of the Company,  certify,  pursuant to 18 U.S.C. Section
1350,  as adopted  pursuant  to Section 906 of the  Sarbanes-Oxley  Act of 2002,
that:

         (1) the Report fully complies with the requirements of Section 13(a) or
             15(d) of the Securities Exchange Act of 1934, as amended; and

         (2) the information contained in the Report fairly presents, in all
             material respects, the financial condition and results of
             operations of the Company.



                                              /s/ Stanley B. Tulin
                                              ----------------------------------
                                              Stanley B. Tulin
                                              Vice Chairman of the Board and
                                              Chief Financial Officer
         Date: August 13, 2003