Exhibit 32.2



                                AXA FINANCIAL, INC.

CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO SECTION
906 OF THE SARBANES-OXLEY ACT OF 2002


In  connection  with the  Quarterly  Report  on Form 10-Q for the  period  ended
September  30, 2003 of AXA  Financial,  Inc.  (the  "Company") as filed with the
Securities and Exchange Commission on the date hereof (the "Report"), I, Stanley
B. Tulin, Chief Financial Officer of the Company, certify, pursuant to 18 U.S.C.
Section 1350, as adopted  pursuant to Section 906 of the  Sarbanes-Oxley  Act of
2002, that:

         (1) the Report fully complies with the requirements of Section 13(a) or
             15(d) of the Securities Exchange Act of 1934, as amended; and

         (2) the information contained in the Report fairly presents, in all
             material respects, the financial condition and results of
             operations of the Company.



                                              /s/ Stanley B. Tulin
                                              ----------------------------------
                                              Stanley B. Tulin
                                              Vice Chairman of the Board and
                                              Chief Financial Officer
         Date: November 14, 2003