CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM


We hereby consent to the incorporation by reference in the Prospectuses
constituting part of this Post-Effective Amendment No. 3 to Registration
Statement File No. 333-104713 on Form S-3 of our report dated March 31, 2005
relating to the financial statements, appearing on page F-1 of AXA Equitable
Life Insurance Company's Annual Report on Form 10-K for the year ended December
31, 2004. We also consent to the incorporation by reference of our report dated
March 31, 2005 relating to the consolidated financial statement schedules, which
appears on page F-55 of such Annual Report on Form 10-K. We also consent to the
reference to us under the heading "About our independent registered public
accounting firm" in the Prospectuses.




/s/ PricewaterhouseCoopers LLP
New York, New York
April 20, 2005