Exhibit 32.1


                      AXA EQUITABLE LIFE INSURANCE COMPANY

    CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO
                 SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report on Form 10-Q for the quarter ended March
31, 2005 of AXA Equitable Life Insurance Company (the "Company") as filed with
the Securities and Exchange Commission on the date hereof (the "Report"), I,
Christopher M. Condron, Chairman of the Board, President and Chief Executive
Officer of the Company, certify, pursuant to 18 U.S.C. Section 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

         (1) the Report fully complies with the requirements of Section 13(a) or
             15(d) of the Securities Exchange Act of 1934, as amended; and

         (2) the information contained in the Report fairly presents, in all
             material respects, the financial condition and results of
             operations of the Company.



                                           /s/ Christopher M. Condron
                                           ----------------------------------
                                           Christopher M. Condron
                                           Chairman of the Board,
                                           President and Chief Executive Officer



         Date: May 13, 2005