Exhibit 31.1

                                 CERTIFICATION

I,  Christopher  M.  Condron,  President  and  Chief  Executive  Officer  of AXA
Financial, Inc., certify that:

1.   I have reviewed this quarterly report on Form 10-Q of AXA Financial, Inc.
     (the "Registrant");

2.   Based on my knowledge, this report does not contain any untrue
     statement of a material fact or omit to state a material fact necessary to
     make the statements made, in light of the circumstances under which such
     statements were made, not misleading with respect to the period covered by
     this report;

3.   Based on my knowledge, the financial statements, and other financial
     information included in this report, fairly present in all
     material respects the financial condition, results of operations and cash
     flows of the Registrant as of, and for, the periods presented in this
     report;

4.   The Registrant's other certifying officer and I are responsible for
     establishing and maintaining disclosure controls and procedures (as defined
     in Exchange Act Rules 13a-15(e) and 15d-15(e)) for the Registrant and we
     have:

     a) Designed  such  disclosure  controls  and  procedures, or caused  such
        disclosure controls and procedures to be designed under our supervision,
        to ensure that material information relating to the Registrant,
        including its consolidated subsidiaries, is made known to us by others
        within those entities, particularly during the period in which this
        report is being prepared;

     b) Evaluated the effectiveness of the Registrant's  disclosure controls and
        procedures and presented in this report our conclusions about
        the effectiveness of the disclosure controls and procedures as of the
        end of the period covered by this report based on such
        evaluation; and

     c) Disclosed in this report any change in the Registrant's internal control
        over financial reporting that occurred during the Registrant's most
        recent fiscal quarter (the Registrant's fourth fiscal quarter in the
        case of an annual report) that has materially affected, or is reasonably
        likely to materially affect, the Registrant's internal control over
        financial reporting; and

5.   The Registrant's other certifying officer and I have disclosed, based on
     our most recent evaluation of internal control over financial reporting, to
     the Registrant's auditors and the audit committee of Registrant's board of
     directors (or persons performing the equivalent function):

     a) All significant  deficiencies  and material  weaknesses in the design or
        operation of internal control over financial reporting which are
        reasonably likely to adversely affect the Registrant's ability to
        record,  process, summarize and report financial information; and

     b) Any fraud,  whether or not material,  that involves  management or other
        employees who have a significant role in the Registrant's  internal
        control over financial reporting.


Date:  May 13, 2005


                                      /s/ Christopher M. Condron
                                      --------------------------
                                      Christopher M. Condron
                                      President and Chief Executive Officer