Exhibit 32.1


                      AXA EQUITABLE LIFE INSURANCE COMPANY

    CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350, AS ADOPTED PURSUANT TO
                 SECTION 906 OF THE SARBANES-OXLEY ACT OF 2002


In  connection  with the  Quarterly  Report on Form 10-Q for the  quarter  ended
September 30, 2005 of AXA Equitable  Life Insurance  Company (the  "Company") as
filed with the  Securities  and  Exchange  Commission  on the date  hereof  (the
"Report"), I, Christopher M. Condron,  Chairman of the Board and Chief Executive
Officer of the Company,  certify, pursuant to 18 U.S.C. Section 1350, as adopted
pursuant to Section 906 of the Sarbanes-Oxley Act of 2002, that:

         (1) the Report fully complies with the requirements of Section 13(a) or
             15(d) of the Securities Exchange Act of 1934, as amended; and

         (2) the  information  contained in the Report fairly  presents,  in all
             material respects, the financial condition and results of
             operations of the Company.



                                           /s/ Christopher M. Condron
                                           ----------------------------------
                                           Christopher M. Condron
                                           Chairman of the Board
                                           and Chief Executive Officer



         Date: November 14, 2005