SECURITIES AND EXCHANGE COMMISSION Washington, D. C. 20549 FORM 8-K Pursuant to Section 13 or 15(d) of The Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) May 4, 1998 ----------- UICI - -------------------------------------------------------------------------------- (Exact name of registrant as specified in its charter) Delaware 0-14320 75-2044750 -------- ------- ---------- (State or other jurisdiction (Commission File (IRS Employer of incorporation or organization Number) Identification No.) 4001 McEwen Drive, Suite 200, Dallas, Texas 75244 - ------------------------------------------- ----- (Address of principal executive offices) (Zip Code) Registrant's telephone number, including area code: (972) 392-6700 -------------- Not Applicable - -------------------------------------------------------------------------------- (Former name or former address, if changed since last report) Item 5. OTHER EVENTS On April 24, 1998, UICI announced earnings for the first quarter of 1998 would be less than the operating earnings of $0.44 per share for the first quarter of 1997 and would not meet analyst expectations. Item 7. FINANCIAL STATEMENTS, PRO FORMA FINANCIAL INFORMATION AND EXHIBITS Exhibit Page Number Description of Exhibit Number - ------ ---------------------- ------ 99.1 Press release announcing 1998 first quarter earnings to be lower than expected 4 2 SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. UICI (Registrant) Date May 4, 1998 By /s/ Ronald L. Jensen ----------------- --------------------------------------- Ronald L. Jensen Chairman of the Board, President and Director Date May 4, 1998 By /s/ Warren B. Idsal ----------------- --------------------------------------- Warren B. Idsal Vice President and Chief Financial Officer 3