<ARTICLE> BD <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-END> DEC-31-1996 <CASH> $4,005 <RECEIVABLES> $138,167 <SECURITIES-RESALE> $2,869 <SECURITIES-BORROWED> $344,904 <INSTRUMENTS-OWNED> $162,311 <PP&E> $12,584 <TOTAL-ASSETS> $675,785 <SHORT-TERM> $134,712 <PAYABLES> $107,939 <REPOS-SOLD> $0 <SECURITIES-LOANED> $350,577 <INSTRUMENTS-SOLD> $10,075 <LONG-TERM> $6,009 <PREFERRED-MANDATORY> $0 <PREFERRED> $0 <COMMON> $54 <OTHER-SE> $42,220 <TOTAL-LIABILITY-AND-EQUITY> $675,785 <TRADING-REVENUE> $0 <INTEREST-DIVIDENDS> $32,240 <COMMISSIONS> $42,711 <INVESTMENT-BANKING-REVENUES> $19,558 <FEE-REVENUE> $10,244 <INTEREST-EXPENSE> $26,030 <COMPENSATION> $95,691 <INCOME-PRETAX> $9,092 <INCOME-PRE-EXTRAORDINARY> $5,500 <EXTRAORDINARY> $0 <CHANGES> $0 <NET-INCOME> $5,500 <EPS-PRIMARY> $1.02 <EPS-DILUTED> $1.02