Certification Pursuant to Section 1350 of Chapter 63 of Title 18
                            of the United States Code
        ----------------------------------------------------------------

     I, Robert E. Busch,  Senior Vice  President -- Finance and Chief  Financial
Officer of Public Service  Electric and Gas Company (the  "Company") to the best
of my  knowledge,  certify  that (i) the  Quarterly  Report on Form 10-Q for the
Quarter  ended June 30, 2002 (the  "Periodic  Report")  fully  complies with the
requirements  of Section 13(a) or 15(d) of the  Securities  Exchange Act of 1934
and (ii) the information  contained in the Periodic Report fairly  presents,  in
all material respects,  the financial condition and results of operations of the
Company.


                                       ROBERT E. BUSCH
                                       -----------------------------------------
                                       Robert E. Busch
                                       Senior Vice President - Finance and Chief
                                       Financial Officer
                                       August 2, 2002