<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE CONSOLIDATED FINANCIAL STATEMENTS OF SIERRAWEST BANK AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 12-mos <FISCAL-YEAR-END> Dec-31-1995 <PERIOD-END> Dec-31-1995 <CASH> 28,035 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 22,415 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 56,141 <INVESTMENTS-CARRYING> 3,373 <INVESTMENTS-MARKET> 3,380 <LOANS> 350,361 <ALLOWANCE> 5,003 <TOTAL-ASSETS> 497,601 <DEPOSITS> 435,388 <SHORT-TERM> 0 <LIABILITIES-OTHER> 5,810 <LONG-TERM> 14,308 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 21,523 <OTHER-SE> 20,572 <TOTAL-LIABILITIES-AND-EQUITY> 497,601 <INTEREST-LOAN> 33,952 <INTEREST-INVEST> 3,479 <INTEREST-OTHER> 710 <INTEREST-TOTAL> 38,141 <INTEREST-DEPOSIT> 12,696 <INTEREST-EXPENSE> 13,972 <INTEREST-INCOME-NET> 24,169 <LOAN-LOSSES> 1,594 <SECURITIES-GAINS> 419 <EXPENSE-OTHER> 27,574 <INCOME-PRETAX> 5,148 <INCOME-PRE-EXTRAORDINARY> 3,321 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,321 <EPS-PRIMARY> 0.94 <EPS-DILUTED> 0.81 <YIELD-ACTUAL> 6.25 <LOANS-NON> 6,525 <LOANS-PAST> 1,101 <LOANS-TROUBLED> 548 <LOANS-PROBLEM> 1,447 <ALLOWANCE-OPEN> 4,654 <CHARGE-OFFS> 1,307 <RECOVERIES> 62 <ALLOWANCE-CLOSE> 5,003 <ALLOWANCE-DOMESTIC> 5,003 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0