<ARTICLE>                                            9
<LEGEND>

THIS SCHEDULE CONTAINS SUMMARY FINANCIAL INFORMATION EXTRACTED FROM THE
CONSOLIDATED FINANCIAL STATEMENTS OF SIERRAWEST BANK AND IS QUALIFIED IN ITS
ENTIRETY BY REFERENCE TO SUCH FINANCIAL STATEMENTS.

</LEGEND>

<MULTIPLIER>             1,000

       
                             
<PERIOD-TYPE>                   12-mos
<FISCAL-YEAR-END>                              Dec-31-1995

<PERIOD-END>                                   Dec-31-1995

<CASH>                                          28,035
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                                22,415
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     56,141
<INVESTMENTS-CARRYING>                           3,373
<INVESTMENTS-MARKET>                             3,380
<LOANS>                                        350,361
<ALLOWANCE>                                      5,003
<TOTAL-ASSETS>                                 497,601
<DEPOSITS>                                     435,388
<SHORT-TERM>                                         0
<LIABILITIES-OTHER>                              5,810
<LONG-TERM>                                     14,308
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        21,523
<OTHER-SE>                                      20,572
<TOTAL-LIABILITIES-AND-EQUITY>                 497,601
<INTEREST-LOAN>                                 33,952
<INTEREST-INVEST>                                3,479
<INTEREST-OTHER>                                   710
<INTEREST-TOTAL>                                38,141
<INTEREST-DEPOSIT>                              12,696
<INTEREST-EXPENSE>                              13,972
<INTEREST-INCOME-NET>                           24,169
<LOAN-LOSSES>                                    1,594
<SECURITIES-GAINS>                                 419
<EXPENSE-OTHER>                                 27,574
<INCOME-PRETAX>                                  5,148
<INCOME-PRE-EXTRAORDINARY>                       3,321
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                     3,321
<EPS-PRIMARY>                                     0.94
<EPS-DILUTED>                                     0.81
<YIELD-ACTUAL>                                    6.25
<LOANS-NON>                                      6,525
<LOANS-PAST>                                     1,101
<LOANS-TROUBLED>                                   548
<LOANS-PROBLEM>                                  1,447
<ALLOWANCE-OPEN>                                 4,654
<CHARGE-OFFS>                                    1,307
<RECOVERIES>                                        62
<ALLOWANCE-CLOSE>                                5,003
<ALLOWANCE-DOMESTIC>                             5,003
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0