Certification

I, David Y. Williams, certify that:

1.       I have reviewed this report on Form N-CSR of Anchor International
         Bond Trust;

2.       Based on my knowledge, this report does not contain any untrue
         statement of a material fact or omit to state a material fact necessary
         to make the statements made, in light of the circumstances under which
         such statements were made, not misleading with respect to the period
         covered by this report;

3.       Based on my knowledge, the financial statements, and other information
         financial information included in this report, fairly present in all
         material respects the financial condition, results of operations,
         changes in net assets of the registrant as of, and for, the periods
         presented in this report;

4.       The registrant's other certifying officers and I are responsible for
         establishing and maintaining disclosure controls and procedures (as
         defined in rule 30a-2(c) under the Investment Company Act) for the
         registrant and have:

a.       designed such disclosure controls and procedures to ensure that
         material information relating to the registrant, including its
         consolidated subsidiaries, is made known to us by others within those
         entities, particularly during the period in which this report is being
         prepared;
b.       evaluated the effectiveness of the registrant's disclosure controls and
         procedures as of a date within 90 days prior to the filing date of this
         report (the "Evaluation Date"); and
c.       presented in this report our conclusions about the effectiveness of the
         disclosure controls and procedures based on our evaluation as of the
         Evaluation Date;

5.       The registrant's other certifying officers and I have disclosed, based
         on our most recent evaluation, the registrant's auditors and the audit
         committee of the registrant's board of directors (or persons performing
         the equivalent functions):

a.       all significant deficiencies in the design or operation of internal
         controls which could adversely affect the registrant's ability to
         record, process, summarize, and report financial data and have
         identified for the registrant's auditors any material weaknesses in
         internal controls; and

b.       any fraud, whether or not material, that involves management or other
         employees who have a significant role in the registrant's internal
         controls; and

6.       The registrant's other certifying officers and I have indicated in this
         report whether or not there were significant changes in internal
         controls or in other factors that could significantly affect internal
         controls subsequent to the date of our most recent evaluation,
         including any corrective actions with regard to significant
         deficiencies and material weaknesses.


Date:    JULY 31, 2003          /s/ DAVID Y. WILLIAMS
                                    David Y. Williams, President





                                  Certification


I, Christopher Y. Williams, certify that:


1.       I have reviewed this report on Form N-CSR of Anchor International
         Bond Trust;

2.       Based on my knowledge, this report does not contain any untrue
         statement of a material fact or omit to state a material fact necessary
         to make the statements made, in light of the circumstances under which
         such statements were made, not misleading with respect to the period
         covered by this report;

3.       Based on my knowledge, the financial statements, and other information
         financial information included in this report, fairly present in all
         material respects the financial condition, results of operations,
         changes in net assets of the registrant as of, and for, the periods
         presented in this report;

4.       The registrant's other certifying officers and I are responsible for
         establishing and maintaining disclosure controls and procedures (as
         defined in rule 30a-2(c) under the Investment Company Act) for the
         registrant and have:

a.       designed such disclosure controls and procedures to ensure that
         material information relating to the registrant, including its
         consolidated subsidiaries, is made known to us by others within those
         entities, particularly during the period in which this report is being
         prepared;

b.       evaluated the effectiveness of the registrant's disclosure controls and
         procedures as of a date within 90 days prior to the filing date of this
         report (the "Evaluation Date"); and

c.       presented in this report our conclusions about the effectiveness of the
         disclosure controls and procedures based on our evaluation as of the
         Evaluation Date;


5.       The registrant's other certifying officers and I have disclosed, based
         on our most recent evaluation, the registrant's auditors and the audit
         committee of the registrant's board of directors (or persons performing
         the equivalent functions):

a.       all significant deficiencies in the design or operation of internal
         controls which could adversely affect the registrant's ability to
         record, process, summarize, and report financial data and have
         identified for the registrant's auditors any material weaknesses in
         internal controls; and

b.       any fraud, whether or not material, that involves management or other
         employees who have a significant role in the registrant's internal
         controls; and

6.       The registrant's other certifying officers and I have indicated in this
         report whether or not there were significant changes in internal
         controls or in other factors that could significantly affect internal
         controls subsequent to the date of our most recent evaluation,
         including any corrective actions with regard to significant
         deficiencies and material weaknesses.



Date: JULY 31, 2003             /S/ CHRISTOPHER Y. WILLIAMS
                                    Christopher Y. Williams, Asst. Treasurer



         Pursuant to the requirements of the Securities Exchange Act of 1934 and
the Investment Company Act of 1940, the registrant has duly caused this report
to be signed on its behalf by the undersigned, thereunto duly authorized.

ANCHOR INTERNATIONAL BOND TRUST

By:      /S/ DAVID Y. WILLIAMS,
         David Y. Williams, President

Date: July 31, 2003


         Pursuant to the requirements of the Securities Exchange Act of 1934 and
the Investment Company Act of 1940, this report has been signed below by the
following persons on behalf of the registrant and in the capacities and on the
dates indicated.


By:      /S/ DAVID Y. WILLIAMS,
         David Y. Williams, President

Date: July 31, 2003


By:      /S/ CHRISTOPHER Y. WILLIAMS,
         Christopher Y. Williams, Vice President & Asst. Treasurer

Date: July 31, 2003