Exhibit 99.25 GE CAPITAL MORTGAGE SERVICES, INC. SERVICER'S CERTIFICATE January, 2001 Series 2000-13, REMIC Multi-Class Pass-Through Certificates Pursuant to the Pooling and Servicing Agreement dated as of October 1, 2000 (the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company") and State Street Bank (the "Trustee"), governing the Certificates referred to above, the Company hereby certifies to the Trustee: With respect to the Agreement and as of the Determination Date for this month: A. Mortgage Loan Information: 1. Aggregate scheduled Monthly Payments: (a) Principal $ 433,370.01 -------------- (b) Interest $ 3,116,573.92 -------------- (c) Total $ 3,549,943.93 -------------- 2. Aggregate scheduled Monthly Payments received this month: (a) Principal $ 160,216.93 -------------- (b) Interest $ 1,392,610.60 -------------- (c) Total $ 1,552,827.53 -------------- 3. Aggregate Monthly Advances this month: (a) Principal $ 273,153.08 -------------- (b) Interest $ 1,723,963.32 -------------- (c) Total $ 1,997,116.40 -------------- 4. Aggregate Principal Prepayments in part received in the applicable Prepayment Period: (a) Principal $ 101,511.74 -------------- 5. Aggregate Principal Prepayments in full received in the applicable Prepayment Period: (a) Principal $ 11,502,610.57 -------------- (b) Interest $ 88,548.37 -------------- (c) Total $ 11,591,158.94 -------------- 6. Aggregate Insurance Proceeds received: (a) Principal $ 0.00 -------------- (b) Interest $ 0.00 -------------- (c) Total $ 0.00 -------------- 7. Aggregate Liquidation Proceeds received: (a) Principal $ 0.00 -------------- (b) Interest $ 0.00 -------------- (c) Total $ 0.00 -------------- 8. Aggregate Deficient Valuations with respect to the Mortgage Loans during the prior month: $ 0.00 -------------- 9. Aggregate Debt Service Reductions with respect to the Mortgage Loans during the prior month: $ 0.00 --------------- 10. Aggregate Purchase Prices for Defaulted Mortgage Loans: (a) Principal $ 0.00 --------------- (b) Interest $ 0.00 --------------- (c) Total $ 0.00 --------------- 11. Aggregate Purchase Prices for Defective Mortgage Loans: (a) Principal $ 0.00 --------------- (b) Interest $ 0.00 --------------- (c) Total $ 0.00 --------------- 12. Pool Scheduled Principal Balance: $ 438,739,622.94 --------------- 13. Available Funds: $ 15,591,302.57 --------------- 14. Realized Losses for prior month: $ 0.00 --------------- 15. Aggregate Realized Losses (a) Aggregate Realized Losses: $ 0.00 ------------------------ (b) Deficient Valuations: $ 0.00 ------------------------ (c) Debt Service Reductions: $ 0.00 ------------------------ (d) Bankruptcy Losses: $ 0.00 ------------------------ (e) Special Hazard Losses: $ 0.00 ------------------------ (f) Fraud Losses: $ 0.00 ------------------------ (g) Excess Bankruptcy Losses: $ 0.00 ------------------------ (h) Excess Special Hazard Losses: $ 0.00 ------------------------ (i) Excess Fraud Losses: $ 0.00 ------------------------ 16. Non-Credit Losses: $ 0.00 -------------- 17. Compensating Interest Payment: $ 9,340.45 -------------- 18. Total interest payments: $ 3,104,553.22 -------------- 19. Interest Unpaid Class Accrued Certificate Interest Shortfalls Interest Class Interest Payable Pay-out Rate - ----- -------- ------------------- ------- ------------ IPO $ 0.00 $ 0.00 $ 0.00 %0.000000000 IIPO $ 0.00 $ 0.00 $ 0.00 %0.000000000 A1 $ 1,718,078.84 $ 0.00 $ 1,718,078.84 %7.499999980 A2 $ 29,142.75 $ 0.00 $ 0.00 %7.500000659 A3 $ 69,612.06 $ 0.00 $ 0.00 %7.499999939 A5 $ 207,000.00 $ 0.00 $ 207,000.00 %7.200000000 A4 $ 1,725.00 $ 0.00 $ 1,725.00 %0.060000000 A6 $ 34,902.50 $ 0.00 $ 34,902.50 %7.587500000 A7 $ 6,497.50 $ 0.00 $ 6,497.50 %1.412500000 A8 $ 253,937.50 $ 0.00 $ 253,937.50 %7.500000000 IIA $ 355,456.74 $ 0.00 $ 355,456.74 %7.250000018 IS $ 268,218.12 $ 0.00 $ 268,218.12 %0.850906963 IIS $ 35,937.09 $ 0.00 $ 35,937.09 %0.790441334 IR $ 0.00 $ 0.00 $ 0.00 %0.000000000 IRL $ 0.00 $ 0.00 $ 0.00 %0.000000000 M $ 58,363.41 $ 0.00 $ 58,363.41 %7.466267533 B1 $ 24,815.94 $ 0.00 $ 24,815.94 %7.466268090 B2 $ 13,128.35 $ 0.00 $ 13,128.35 %7.466266596 B3 $ 10,215.77 $ 0.00 $ 10,215.77 %7.466267294 B4 $ 7,296.98 $ 0.00 $ 7,296.98 %7.466268747 B5 $ 10,224.67 $ 0.00 $ 10,224.67 %7.466269219 20. Principal Distribution Amount: $ 12,486,749.35 -------------- 21. Principal Distribution Amount per Certificate: Principal Distribution Accrual Amount ---------------------- -------------- Class IPO $ 641.66 $ 0.00 Class IIPO $ 1,995.78 $ 0.00 Class A1 $ 11,875,381.58 $ 0.00 Class A2 $ 0.00 $ 29,142.75 Class A3 $ 0.00 $ 69,612.06 Class A5 $ 0.00 $ 0.00 Class A4 $ 0.00 $ 0.00 Class A6 $ 0.00 $ 0.00 Class A7 $ 0.00 $ 0.00 Class A8 $ 0.00 $ 0.00 Class IIA $ 688,487.81 $ 0.00 Class IS $ 0.00 $ 0.00 Class IIS $ 0.00 $ 0.00 Class IR $ 0.00 $ 0.00 Class IRL $ 0.00 $ 0.00 Class M $ 8,938.27 $ 0.00 Class B1 $ 3,800.53 $ 0.00 Class B2 $ 2,010.59 $ 0.00 Class B3 $ 1,564.53 $ 0.00 Class B4 $ 1,117.52 $ 0.00 Class B5 $ 1,565.89 $ 0.00 22. Additional distributions to the Class R Certificate pursuant to the Agreement: $ 0.00 ------------- 23. Additional distributions to the Class RL Certificate pursuant to the Agreement: $ 0.00 ------------- 24. Subordinate Certificate Writedown Amount: $ 0.00 ------------- Accumulative Class Supported Shortfall Supported Shortfall ----- ------------------- ------------------- B1 $ 0.00 $ 0.00 B2 $ 0.00 $ 0.00 B3 $ 0.00 $ 0.00 B4 $ 0.00 $ 0.00 B5 $ 0.00 $ 0.00 25. Unanticipated Recoveries: $ 0.00 ------------- 26. The Certificate Interest Rate applicable to the Interest Accrual Period relating to such Distribution Date applicable to any floating index certificate. Class Certificate Interest Rates Class A6 % 7.58750000 Class A7 % 1.41250000 Class M % 7.46626753 Class B1 % 7.46626809 Class B2 % 7.46626660 Class B3 % 7.46626729 Class B4 % 7.46626875 Class B5 % 7.46626922 B. Other Amounts for such Distribution Date: 1. Prepayment Distribution Triggers satisfied: Yes No --- -- Class-B1 X Class-B2 X Class-B3 X Class-B4 X Class-B5 X 2. Base Servicing Fee amount: $ 102,202.21 ----------- 3. Supplemental Servicing Fee amount: $ N/A ----------- 4. Credit Losses for prior month: $ 0.00 ----------- Category Category Category A B C 5. Senior Percentage: %N/A N/A N/A N/A ---- ---- ---- ---- 6. Group I Senior Percentage: %N/A N/A N/A N/A ---- ---- ---- ---- 7. Group II Senior Percentage: %N/A N/A N/A N/A ---- ---- ---- ---- 8. Senior Prepayment Percentage: %N/A N/A N/A N/A ---- ---- ---- ---- 9. Group I Senior Prepayment Percentage: %N/A N/A N/A N/A ---- ---- ---- ---- 10. Group II Senior Prepayment Percentage: %N/A N/A N/A N/A ---- ---- ---- ---- 11. Junior Percentage: %N/A ---- 12. Junior Prepayment Percentage: %N/A ---- Capitalized terms used in this Certificate shall have the same meanings as in the Agreement. GE CAPITAL MORTGAGE SERVICES, INC. By: /s/ Robert Peterkin ---------------------------------- Robert Peterkin Vice President