Exhibit 99.07 GE CAPITAL MORTGAGE SERVICES, INC. SERVICER'S CERTIFICATE January, 2001 Series 2000-04, REMIC Multi-Class Pass-Through Certificates Pursuant to the Pooling and Servicing Agreement dated as of April 1, 2000 (the "Agreement") between GE Capital Mortgage Services, Inc. (the "Company") and State Street Bank (the "Trustee"), governing the Certificates referred to above, the Company hereby certifies to the Trustee: With respect to the Agreement and as of the Determination Date for this month: A. Mortgage Loan Information: 1. Aggregate scheduled Monthly Payments: (a) Principal $ 304,393.40 -------------- (b) Interest $ 2,736,611.49 -------------- (c) Total $ 3,041,004.89 -------------- 2. Aggregate scheduled Monthly Payments received this month: (a) Principal $ 223,361.15 -------------- (b) Interest $ 2,006,360.95 -------------- (c) Total $ 2,229,722.10 -------------- 3. Aggregate Monthly Advances this month: (a) Principal $ 81,032.25 -------------- (b) Interest $ 730,250.54 -------------- (c) Total $ 811,282.79 -------------- 4. Aggregate Principal Prepayments in part received in the applicable Prepayment Period: (a) Principal $ 91,797.58 -------------- 5. Aggregate Principal Prepayments in full received in the applicable Prepayment Period: (a) Principal $ 3,511,980.53 -------------- (b) Interest $ 23,278.29 -------------- (c) Total $ 3,535,258.82 -------------- 6. Aggregate Insurance Proceeds received: (a) Principal $ 0.00 -------------- (b) Interest $ 0.00 -------------- (c) Total $ 0.00 -------------- 7. Aggregate Liquidation Proceeds received: (a) Principal $ 0.00 -------------- (b) Interest $ 0.00 -------------- (c) Total $ 0.00 -------------- 8. Aggregate Deficient Valuations with respect to the Mortgage Loans during the prior month: $ 0.00 -------------- 9. Aggregate Debt Service Reductions with respect to the Mortgage Loans during the prior month: $ 0.00 --------------- 10. Aggregate Purchase Prices for Defaulted Mortgage Loans: (a) Principal $ 0.00 --------------- (b) Interest $ 0.00 --------------- (c) Total $ 0.00 --------------- 11. Aggregate Purchase Prices for Defective Mortgage Loans: (a) Principal $ 0.00 --------------- (b) Interest $ 0.00 --------------- (c) Total $ 0.00 --------------- 12. Pool Scheduled Principal Balance: $ 404,440,893.56 --------------- 13. Available Funds: $ 6,586,963.03 --------------- 14. Realized Losses for prior month: $ 0.00 --------------- 15. Aggregate Realized Losses (a) Aggregate Realized Losses: $ 0.00 ------------------------ (b) Deficient Valuations: $ 0.00 ------------------------ (c) Debt Service Reductions: $ 0.00 ------------------------ (d) Bankruptcy Losses: $ 0.00 ------------------------ (e) Special Hazard Losses: $ 0.00 ------------------------ (f) Fraud Losses: $ 0.00 ------------------------ (g) Excess Bankruptcy Losses: $ 0.00 ------------------------ (h) Excess Special Hazard Losses: $ 0.00 ------------------------ (i) Excess Fraud Losses: $ 0.00 ------------------------ 16. Non-Credit Losses: $ 0.00 -------------- 17. Compensating Interest Payment: $ 2,370.72 -------------- 18. Total interest payments: $ 2,678,791.52 -------------- 19. Interest Unpaid Class Accrued Certificate Interest Shortfalls Interest Class Interest Payable Pay-out Rate - ----- -------- ------------------- ------- ------------ PO $ 0.00 $ 0.00 $ 0.00 %0.000000000 A1 $ 456,485.42 $ 0.00 $ 456,485.42 %7.750000031 A2 $ 42,980.21 $ 0.00 $ 42,980.21 %7.750000301 A3 $ 6,500.00 $ 0.00 $ 6,500.00 %8.000000000 A4 $ 0.00 $ 0.00 $ 0.00 %0.000000000 A5 $ 265,180.70 $ 0.00 $ 265,180.70 %7.749999890 A6 $ 92,967.71 $ 0.00 $ 92,967.71 %7.750000139 A7 $ 69,911.46 $ 0.00 $ 69,911.46 %7.750000185 A8 $ 41,656.25 $ 0.00 $ 41,656.25 %7.750000000 A9 $ 86,057.29 $ 0.00 $ 86,057.29 %7.749999850 A10 $ 13,110.42 $ 0.00 $ 13,110.42 %7.750001970 A11 $ 6,716.67 $ 0.00 $ 6,716.67 %7.750003846 A12 $ 17,211.46 $ 0.00 $ 17,211.46 %7.750000750 A13 $ 32,259.38 $ 0.00 $ 32,259.38 %7.750001201 A14 $ 71,041.67 $ 0.00 $ 71,041.67 %7.750000364 A15 $ 10,726.67 $ 0.00 $ 10,726.67 %8.000002486 A16 $ 46,180.00 $ 0.00 $ 46,180.00 %8.000000000 A17 $ 17,187.50 $ 0.00 $ 17,187.50 %8.250000000 A18 $ 58,125.00 $ 0.00 $ 58,125.00 %7.750000000 A19 $ 36,360.42 $ 0.00 $ 36,360.42 %7.750000710 A20 $ 14,180.00 $ 0.00 $ 14,180.00 %8.000000000 A21 $ 18,153.33 $ 0.00 $ 18,153.33 %7.999998531 A22 $ 889,638.56 $ 0.00 $ 889,638.56 %7.750000026 A23 $ 151,029.56 $ 0.00 $ 151,029.56 %7.749999782 A24 $ 22,378.13 $ 0.00 $ 22,378.13 %7.750001732 A25 $ 10,430.21 $ 0.00 $ 10,430.21 %7.750001238 S $ 83,388.60 $ 0.00 $ 83,388.60 %0.405184148 M $ 54,566.17 $ 0.00 $ 54,566.17 %7.750000050 B1 $ 25,186.36 $ 0.00 $ 25,186.36 %7.749999412 B2 $ 13,993.14 $ 0.00 $ 13,993.14 %7.750001760 B3 $ 11,193.23 $ 0.00 $ 11,193.23 %7.750003400 B4 $ 6,999.78 $ 0.00 $ 6,999.78 %7.750000738 B5 $ 6,996.22 $ 0.00 $ 6,996.22 %7.750000840 R $ 0.00 $ 0.00 $ 0.00 %0.000000000 20. Principal Distribution Amount: $ 3,908,171.51 -------------- 21. Principal Distribution Amount per Certificate: Principal Distribution Accrual Amount ---------------------- -------------- Class PO $ 74,227.75 $ 0.00 Class A1 $ 1,164,802.50 $ 0.00 Class A2 $ 0.00 $ 0.00 Class A3 $ 0.00 $ 0.00 Class A4 $ 0.00 $ 0.00 Class A5 $ 0.00 $ 0.00 Class A6 $ 0.00 $ 0.00 Class A7 $ 0.00 $ 0.00 Class A8 $ 0.00 $ 0.00 Class A9 $ 0.00 $ 0.00 Class A10 $ 0.00 $ 0.00 Class A11 $ 0.00 $ 0.00 Class A12 $ 0.00 $ 0.00 Class A13 $ 0.00 $ 0.00 Class A14 $ 0.00 $ 0.00 Class A15 $ 0.00 $ 0.00 Class A16 $ 0.00 $ 0.00 Class A17 $ 0.00 $ 0.00 Class A18 $ 0.00 $ 0.00 Class A19 $ 0.00 $ 0.00 Class A20 $ 0.00 $ 0.00 Class A21 $ 0.00 $ 0.00 Class A22 $ 1,364,925.68 $ 0.00 Class A23 $ 1,290,521.31 $ 0.00 Class A24 $ 0.00 $ 0.00 Class A25 $ 0.00 $ 0.00 Class S $ 0.00 $ 0.00 Class M $ 6,282.80 $ 0.00 Class B1 $ 2,899.98 $ 0.00 Class B2 $ 1,611.18 $ 0.00 Class B3 $ 1,288.80 $ 0.00 Class B4 $ 805.96 $ 0.00 Class B5 $ 805.55 $ 0.00 Class R $ 0.00 $ 0.00 22. Additional distributions to the Class R Certificate pursuant to the Agreement: $ 0.00 --------------- 23. Additional distributions to the Class RL Certificate pursuant to the Agreement: $ 0.00 --------------- 24. Subordinate Certificate Writedown Amount: $ 0.00 --------------- Accumulative Class Supported Shortfall Supported Shortfall ----- ------------------- ------------------- B1 $ 0.00 $ 0.00 B2 $ 0.00 $ 0.00 B3 $ 0.00 $ 0.00 B4 $ 0.00 $ 0.00 B5 $ 0.00 $ 0.00 25. Unanticipated Recoveries: $ 0.00 --------------- B. Other Amounts for such Distribution Date: 1. Prepayment Distribution Triggers satisfied: Yes No --- -- Class-B1 X Class-B2 X Class-B3 X Class-B4 X Class-B5 X 2. Base Servicing Fee amount: $ 85,578.95 ----------- 3. Supplemental Servicing Fee amount: $ N/A ----------- 4. Credit Losses for prior month: $ 0.00 ----------- Category Category Category A B C 5. Senior Percentage: % 95.417479 N/A N/A N/A ----------- ---- ---- ---- 6. Group I Senior Percentage: % N/A N/A N/A N/A ----------- ---- ---- ---- 7. Group II Senior Percentage: % N/A N/A N/A N/A ----------- ---- ---- ---- 8. Senior Prepayment Percentage: %100.000000 N/A N/A N/A ----------- ---- ---- ---- 9. Group I Senior Prepayment Percentage: % N/A N/A N/A N/A ----------- ---- ---- ---- 10. Group II Senior Prepayment Percentage: % N/A N/A N/A N/A ----------- ---- ---- ---- 11. Junior Percentage: % 4.582521 ----------- 12. Junior Prepayment Percentage: % 0.000000 ----------- Capitalized terms used in this Certificate shall have the same meanings as in the Agreement. GE CAPITAL MORTGAGE SERVICES, INC. By: /s/ Robert Peterkin ---------------------------------- Robert Peterkin Vice President