Exhibit 99.4

                       GE CAPITAL MORTGAGE SERVICES, INC.
             OFFICERS' ANNUAL COMPLIANCE CERTIFICATE - SERIES 2000-4

         The undersigned,  Vice Presidents of GE Capital Mortgage Services, Inc.
(the "Servicer"), pursuant to the Pooling and Servicing Agreement for the Series
2000-4 REMIC Multi-Class  Mortgage  Pass-Through  Certificates (the "Agreement")
entered into by GE Capital Mortgage Services,  Inc., as Seller and Servicer, and
State Street Bank and Trust Company,  as Trustee,  which  Agreement  requires an
annual  statement of  compliance  to be made to the Trustee by an officer of the
Servicer, hereby state that:

         (i)      a  review  of  the  activities  of  the  Servicer  during  the
                  preceding  calendar  year  and of its  performance  under  the
                  Agreement  has  been  made  under  the  undersigned  officers'
                  supervision; and

         (ii)     to the best of the undersigned  officers' knowledge,  based on
                  such review,  the Servicer has  fulfilled  all of its material
                  obligations  under the Agreement  throughout such year, except
                  as set forth on Exhibit A hereto.

Capitalized  terms used  herein but not  defined  herein  shall have the meaning
given to them in the Agreement.

All questions relative to this certification  should be directed to Mary Kaplan,
Investor Relations at 856-661-6588.

Dated:            March 23, 2001

By:      /s/ Jacqui Maloney-Peace
- ---------------------------------
         Jacqui Maloney-Peace
         Senior Vice President

By:      /s/ Jeffrey W. Williams
- --------------------------------
         Jeffrey W. Williams
         Vice President



                                    EXHIBIT A

                                      NONE