<ARTICLE> 5
<LEGEND>
This Schedule contains summary financial information extracted from (a) the
Balance Sheet and Statement of Operations filed as part of the Quarterly Report
on Form 10-Q and is qualified in its entirety by reference to such (b) Report on
Form 10-Q.
</LEGEND>
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          OCT-31-1998
<PERIOD-END>                               JAN-31-1998
<CASH>                                       3,039,800
<SECURITIES>                                         0
<RECEIVABLES>                               14,547,771
<ALLOWANCES>                                 9,116,310
<INVENTORY>                                    460,156
<CURRENT-ASSETS>                            23,190,457
<PP&E>                                       3,091,779
<DEPRECIATION>                               1,795,106
<TOTAL-ASSETS>                              30,062,869
<CURRENT-LIABILITIES>                       13,691,347
<BONDS>                                     10,829,929
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     60,408
<COMMON>                                        71,694
<OTHER-SE>                                  22,967,160
<TOTAL-LIABILITY-AND-EQUITY>                30,062,869
<SALES>                                      8,936,424
<TOTAL-REVENUES>                             8,936,424
<CGS>                                        4,499,110
<TOTAL-COSTS>                                8,761,022
<OTHER-EXPENSES>                               126,692
<LOSS-PROVISION>                             1,241,210
<INTEREST-EXPENSE>                             205,316
<INCOME-PRETAX>                                 48,710
<INCOME-TAX>                                    10,717
<INCOME-CONTINUING>                             37,993
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    37,993
<EPS-PRIMARY>                                      .01
<EPS-DILUTED>                                      .01