<ARTICLE> 5
<LEGEND>
This Schedule contains summary financial information extracted from (a) the
Balance Sheet and Statement of Operations filed as part of the Quarterly Report
on Form 10-Q and is qualified in its entirety by reference to such (b) Report on
Form 10-Q.
</LEGEND>
       
                             
<PERIOD-TYPE>                   6-MOS
<FISCAL-YEAR-END>                          OCT-31-1998
<PERIOD-START>                             NOV-01-1997
<PERIOD-END>                               APR-30-1998
<CASH>                                       3,976,409
<SECURITIES>                                         0
<RECEIVABLES>                               18,078,572
<ALLOWANCES>                                14,212,816
<INVENTORY>                                    656,490
<CURRENT-ASSETS>                            27,445,601
<PP&E>                                       4,611,849
<DEPRECIATION>                               1,955,834
<TOTAL-ASSETS>                              40,263,373
<CURRENT-LIABILITIES>                       19,225,606
<BONDS>                                     17,390,356
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        72,079
<OTHER-SE>                                  22,992,089
<TOTAL-LIABILITY-AND-EQUITY>                40,263,373
<SALES>                                     19,744,928
<TOTAL-REVENUES>                            19,744,928
<CGS>                                       10,029,008
<TOTAL-COSTS>                               19,267,477
<OTHER-EXPENSES>                               273,744
<LOSS-PROVISION>                             2,739,162
<INTEREST-EXPENSE>                             463,597
<INCOME-PRETAX>                                203,707
<INCOME-TAX>                                    41,717
<INCOME-CONTINUING>                            161,990
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   161,990
<EPS-PRIMARY>                                      .02
<EPS-DILUTED>                                      .02