<ARTICLE> 5
<LEGEND>
This Schedule contains summary financial information extracted from (a) the
Balance Sheet and Statement of Operations filed as part of the Annual Report on
Form 10-K and is qualified in its entirety by reference to such (b) Report on
Form 10-K.
</LEGEND>
       
                             
<PERIOD-TYPE>                   YEAR
<FISCAL-YEAR-END>                          OCT-31-1998
<PERIOD-END>                               OCT-31-1998
<CASH>                                       2,784,147
<SECURITIES>                                         0
<RECEIVABLES>                               20,749,696
<ALLOWANCES>                                 8,564,436
<INVENTORY>                                    587,101
<CURRENT-ASSETS>                            29,212,061
<PP&E>                                       4,243,646
<DEPRECIATION>                               2,022,928
<TOTAL-ASSETS>                              40,778,338
<CURRENT-LIABILITIES>                       20,847,812
<BONDS>                                     18,007,882
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     60,408     
<COMMON>                                        72,129
<OTHER-SE>                                  22,998,015
<TOTAL-LIABILITY-AND-EQUITY>                40,778,338
<SALES>                                     46,553,730
<TOTAL-REVENUES>                            46,553,730
<CGS>                                       25,058,008
<TOTAL-COSTS>                               45,488,765
<OTHER-EXPENSES>                               840,582
<LOSS-PROVISION>                             6,084,941
<INTEREST-EXPENSE>                           1,280,737
<INCOME-PRETAX>                                558,283
<INCOME-TAX>                                   (38,300)
<INCOME-CONTINUING>                            596,583
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                   596,583
<EPS-PRIMARY>                                      .08
<EPS-DILUTED>                                      .07