<ARTICLE> 5
<LEGEND>
This Schedule contains summary financial information extracted from (a) the
Balance Sheet and Statement of Operations filed as part of the Quarterly Report
on Form 10-Q and is qualified in its entirety by reference to such (b) Report on
Form 10-Q.
</LEGEND>
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          OCT-31-1999
<PERIOD-END>                               JAN-31-1999
<CASH>                                       2,298,164
<SECURITIES>                                         0
<RECEIVABLES>                               21,748,133
<ALLOWANCES>                                11,742,488
<INVENTORY>                                    582,979
<CURRENT-ASSETS>                            29,905,521
<PP&E>                                       4,295,092
<DEPRECIATION>                               2,286,483
<TOTAL-ASSETS>                              41,035,687
<CURRENT-LIABILITIES>                       21,550,110
<BONDS>                                     18,848,800
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                     60,408
<COMMON>                                        72,229
<OTHER-SE>                                  23,007,915
<TOTAL-LIABILITY-AND-EQUITY>                41,035,687
<SALES>                                     12,640,484
<TOTAL-REVENUES>                            12,640,484
<CGS>                                        7,206,471
<TOTAL-COSTS>                               12,424,267
<OTHER-EXPENSES>                               323,957
<LOSS-PROVISION>                             1,282,092
<INTEREST-EXPENSE>                             403,095
<INCOME-PRETAX>                               (107,741)
<INCOME-TAX>                                         0
<INCOME-CONTINUING>                           (107,741)
<DISCONTINUED>                                       0
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                  (107,741)
<EPS-PRIMARY>                                    (.01)
<EPS-DILUTED>                                    (.01)