SECOND AMENDED AND RESTATED CREDIT AGREEMENT
Dated as of July 26, 1999
FEDERATED DEPARTMENT STORES, INC., a Delaware corporation
(the "Borrower"), the banks, financial institutions and other
institutional lenders (collectively, the "Initial Lenders") party
hereto, CITIBANK, N.A., as an administrative agent (together with
any successor thereto appointed pursuant to Article VII of the
Existing Credit Agreement referred to below, in such capacity, an
"Administrative Agent") for the Lenders (as defined in the Existing
Credit Agreement referred to below) and as paying agent (in such
capacity, the "Paying Agent") for the Lenders and as joint book
manager and joint lead arranger, THE CHASE MANHATTAN BANK, as an
administrative agent (together with any successor thereto appointed
pursuant to Article VII of the Existing Credit Agreement referred
to below, in such capacity, an "Administrative Agent"; the
Administrative Agents and the Paying Agent being, collectively, the
"Agents") for the Lenders and as joint book manager and joint lead
arranger, BANKBOSTON, N.A., as syndication agent, and THE BANK OF
AMERICA, NATIONAL TRUST & SAVINGS ASSOCIATION, as documentation
agent, hereby agree as follows:
PRELIMINARY STATEMENTS
(1) The Borrower is party to a 364-Day Amended and
Restated Credit Agreement dated as of July 27, 1998 (as amended,
supplemented or otherwise modified from time to time to (but not
including) the date of this Amendment and Restatement, the
"Existing Credit Agreement") with the banks, financial institutions
and other institutional lenders party thereto and Citibank, N.A.
and The Chase Manhattan Bank, as Agents for the Lenders and such
other lenders. Capitalized terms not otherwise defined in this
Amendment and Restatement shall have the same meanings as specified
in the Existing Credit Agreement.
(2) The parties to this Amendment and Restatement desire
to amend the Existing Credit Agreement as set forth herein and to
restate the Existing Credit Agreement in its entirety to read as
set forth in the Existing Credit Agreement with the following
amendments.
(3) The Borrower has requested that the Lenders agree to
extend credit to it from time to time in an aggregate principal
amount of up to $500,000,000 for general corporate purposes of the
Borrower and its Subsidiaries not otherwise prohibited under the
terms of this Amendment and Restatement. The Lenders have
indicated their willingness to agree to extend credit to the
Borrower from time to time in such amount on the terms and
conditions of this Amendment and Restatement.
SECTION 1. Amendments to the Existing Credit Agreement.
(a) Section 1.01 of the Existing Credit Agreement is,
effective as of July 26, 1999 and subject to the satisfaction of the
conditions precedent set forth in Section 2, hereby amended by
deleting the definition of "Revolver Termination Date" set forth
therein and replacing it with the following new definition thereof:
"Revolver Termination Date" means the earlier of (a) July
24, 2000 (subject to the extension thereof pursuant to
Section 2.15) and (b) the date of termination in whole of the
Revolving Credit Commitments pursuant to Section 2.04 or 6.01;
provided, however, that the Revolver Termination Date of any Lender
that is a Non-Consenting Lender to any requested extension pursuant
to Section 2.15 shall be the Revolver Termination Date in effect
immediately prior to the applicable Extension Date for all purposes
of this Agreement and any Notes.
(b) Section 1.01 of the Existing Credit Agreement is,
effective as of July 26, 1999 and subject to the satisfaction of
the conditions precedent set forth in Section 2, hereby amended by
adding the following definition of "Applicable Utilization Fee":
"Applicable Utilization Fee" means, as of any date on
which the aggregate Advances exceed 33.3% of the aggregate
Commitments, a percentage equal to 0.20% per annum.
(c) Section 2.06(a)(i) and (ii) of the Existing Credit
Agreement are, effective as of July 26, 1999 and subject to the
satisfaction of the conditions precedent set forth in Section 2,
hereby amended in full to read as follows:
"(i) Base Rate Advances. During such periods as
such Advance is a Base Rate Advance, a rate per annum
equal at all times to the sum of (x) the Base Rate in
effect from time to time plus (y) the Applicable Margin
in effect from time to time plus (z) the Applicable
Utilization Fee, if any, in effect from time to time,
payable in arrears quarterly on the last day of each
March, June, September and December during such periods
and on the date such Base Rate Advance shall be Converted
or paid in full.
(ii) Eurodollar Rate Advances. During such periods
as such Advance is a Eurodollar Rate Advance, a rate per
annum equal at all times during each Interest Period for
such Advance to the sum of (x) the Eurodollar Rate for
such Interest Period for such Advance plus (y) the
Applicable Margin in effect from time to time plus (z)
the Applicable Utilization Fee, if any, in effect from
time to time, payable in arrears on the last day of such
Interest Period and, if such Interest Period has a
duration of more than three months, on each day that
occurs during such Interest Period every three months
from the first day of such Interest Period and on the
date such Eurodollar Rate Advance shall be Converted or
paid in full."
(d) Section 2.15(c)(i) of the Existing Credit Agreement
is, effective as of July 26, 1999 and subject to the satisfaction
of the conditions precedent set forth in Section 2, hereby amended
in full to read as follows:
"(i) any such Consenting Lender or Assuming Lender
shall have paid to such Non-Consenting Lender (A) the
aggregate principal amount of, and any interest accrued
and unpaid to the effective date of the assignment on,
the outstanding Revolving Credit Advances, if any, of
such Non-Consenting Lender plus (B) any accrued but
unpaid facility fees or utilization fees owing to such
Non-Consenting Lender as of the effective date of such
assignment;"
(e) Schedule I to the Existing Credit Agreement is,
effective as of July 26, 1999 and subject to the satisfaction of
the conditions precedent set forth in Section 2, deleted in its
entirety and replaced with Schedule I to this Amendment and
Restatement.
SECTION 2. Conditions of Effectiveness of this Amendment
and Restatement. This Amendment and Restatement shall become
effective as of the date first above written (the "Amendment
Effective Date") when and only if:
(a) The Paying Agent shall have received counterparts of
this Amendment and Restatement executed by the Borrower, the
Agents and all of the Initial Lenders or, as to any of the
Initial Lenders, advice satisfactory to the Paying Agent that
such Initial Lender has executed this Amendment and
Restatement.
(b) The Paying Agent shall have received on or before
July 26, 1999 the following, each dated such date and (unless
otherwise specified below) in form and substance satisfactory
to the Paying Agent and in sufficient copies for each Initial
Lender: the Revolving Credit Notes payable to the order of
each of the Lenders that have requested Revolving Credit Notes
prior to July 26, 1999.
(c) The representations and warranties contained in
Section 4.01 of the Existing Credit Agreement shall be correct
on and as of the Amendment Effective Date, before and after
giving effect to the Amendment Effective Date, as though made
on and as of such date.
(d) No event shall have occurred and be continuing, or
shall occur as a result of the occurrence of the Amendment
Effective Date, that constitutes a Default.
SECTION 3. Reference to and Effect on the Existing
Credit Agreement and the Notes.
(a) On and after the effectiveness of this Amendment and
Restatement, each reference in the Existing Credit Agreement to
"this Agreement", "hereunder", "hereof" or words of like import
referring to the Existing Credit Agreement, and each reference in
the Notes to "the Credit Agreement", "thereunder", "thereof" or
words of like import referring to the Existing Credit Agreement,
shall mean and be a reference to the Existing Credit Agreement, as
amended by this Amendment and Restatement.
(b) The Existing Credit Agreement and the Notes, as
specifically amended by this Amendment and Restatement, are and
shall continue to be in full force and effect and are hereby in all
respects ratified and confirmed.
(c) Without limiting any of the other provisions of the
Existing Credit Agreement, as amended by this Amendment and
Restatement, any references in the Existing Credit Agreement to the
phrases "on the date hereof", "on the date of this Agreement" or
words of similar import shall mean and be a reference to July 28,
1997.
(d) Upon the effectiveness of this Amendment and
Restatement pursuant to Section 2(a), the Commitments under the
Existing Credit Agreement are automatically terminated and the
Commitments under this Amendment and Restatement are automatically
effective.
SECTION 4. Costs and Expenses. The Borrower agrees to
pay on demand all reasonable out-of-pocket costs and expenses of
the Agents in connection with the preparation, execution, delivery
and administration, modification and amendment of this Amendment
and Restatement, the Notes and the other documents to be delivered
hereunder (including, without limitation, the reasonable and
documented fees and expenses of counsel for the Agents with respect
hereto and thereto) in accordance with the terms of Section 8.04 of
the Existing Credit Agreement.
SECTION 5. Execution in Counterparts. This Amendment
and Restatement may be executed in any number of counterparts and
by different parties hereto in separate counterparts, each of which
when so executed shall be deemed to be an original and all of which
taken together shall constitute one and the same agreement.
Delivery of an executed counterpart of a signature page to this
Amendment and Restatement by telecopier shall be effective as
delivery of a manually executed counterpart of this Amendment and
Restatement.
SECTION 6. Governing Law. This Amendment and
Restatement shall be governed by, and construed in accordance with,
the laws of the State of New York.
IN WITNESS WHEREOF, the parties hereto have caused this
Amendment and Restatement to be executed by their respective
officers thereunto duly authorized, as of the date first above
written.
THE BORROWER
FEDERATED DEPARTMENT STORES, INC.,
By /s/ Karen M. Hoguet
Name: Karen M. Hoguet
Title: Senior Vice President and
Chief Financial Officer
THE AGENTS
CITIBANK, N.A.,
as an Administrative Agent and
as Paying Agent
By /s/ Laura A. Siracuse
Name: Laura A. Siracuse
Title:
THE CHASE MANHATTAN BANK,
as an Administrative Agent
By /s/ Barry K. Bergman
Name: Barry K. Bergman
Title: Vice President
BANKBOSTON, N.A.,
as Syndication Agent
By /s/ Judith C.E. Kelly
Name: Judith C.E. Kelly
Title: Vice President
THE BANK OF AMERICA, NT & SA,
as Documentation Agent
By /s/ Bridget Garavalia
Name: Bridget Garavalia
Title: Managing Director
THE INITIAL LENDERS
CITIBANK, N.A.
By /s/ Laura A. Siracuse
Name: Laura A. Siracuse
Title:
THE CHASE MANHATTAN BANK
By /s/ Barry K. Bergman
Name: Barry K. Bergman
Title: Vice President
BANKBOSTON, N.A.
By /s/ Judith C.E. Kelly
Name: Judith C.E. Kelly
Title: Vice President
THE BANK OF AMERICA, NT & SA
By /s/ Bridget Garavalia
Name: Bridget Garavalia
Title: Managing Director
ARAB BANK PLC, GRAND CAYMAN
By /s/ Nosal Barbar
Name: Nosal Barbar
Title:
THE BANK OF NEW YORK
By /s/ Michael Flnnery
Name: Michael Flannery
Title: Vice President
NATIONSBANK
By /s/ Bridget Garavalia
Name: Bridget Garavalia
Title: Managing Director
CREDIT AGRICOLE INDOSUEZ
By /s/ David Bouhl
Name: David Bouhl
Title: First Vice President and
Managing Director
By /s/ Theodore D. Tice
Name: Theodore D. Tice
Title: Senior Relationship Manager
COMERICA BANK
By /s/ Lisa M. Kotula
Name: Lisa M. Kotula
Title: Account Officer
CREDIT SUISSE FIRST BOSTON
By /s/ Bill O'Daly
Name: Bill O'Daly
Title: Vice President
By /s/ Chris T. Horgan
Name: Chris T. Horgan
Title: Vice President
THE FIFTH THIRD BANK
By /s/ Tom Welch
Name: Tom Welch
Title: Assistant Vice President
THE FIRST NATIONAL BANK OF CHICAGO
By /s/ Catherine A. Muszyniski
Name: Catherine A. Muszynsky
Title: Vice President
ALLFIRST BANK
By /s/ Robert M. Beaver
Name: Robert M. Beaver
Title: Vice President
FLEET NATIONAL BANK
By /s/ Christopher J. Kampe
Name: Christopher J. Kampe
Title: Vice President
MELLON BANK, N.A.
By /s/ Richard J. Soherish
Name: Richard J. Soherish
Title: Vice President
MORGAN GUARANTY TRUST COMPANY
OF NEW YORK
By /s/ Robert Bottamedi
Name: Robert Bottamedi
Title: Senior Vice President
NATIONAL BANK OF KUWAIT SAK -
NEW YORK
By /s/ Muhammad Kamal
Name: Muhammad Kamal
Title: General Manager
By /s/ Robert J. McNeill
Name: Robert J. McNeill
Title: Executive Manager
PNC BANK, OHIO, NATIONAL ASSOCIATION
By /s/ Bruce A. Kintner
Name: Bruce A. Kintner
Title: Vice President
STANDARD CHARTERED BANK, N.A.
By /s/ Shaflq Ur Rahman
Name: Shaflq Ur Rahman
Title: Standard Chartered Bank
By /s/ Peter G.R. Dodds
Name: Peter G.R. Dodds
Title: Coin 98/62
FIRSTAR BANK, N.A.
By /s/ Derek S. Roudebush
Name: Derek S. Roudebush
Title: Vice President
SUMITOMO BANK, LIMITED
By /s/ J. Bruce Meredith
Name: J. Bruce Meredith
Title: Senior Vice President
SUNTRUST BANK CENTRAL FLORIDA, N.A.
By /s/ Margaret A. Jaketic
Name: Margaret A. Jaketic
Title: Vice President
UNION BANK OF CALIFORNIA, N.A.
By /s/ Timothy P. Streb
Name: Timothy P. Streb
Title: Vice President
WACHOVIA BANK, N.A.
By /s/ Brad Walkins
Name: Brad Walkins
Title: Vice President
WELLS FARGO BANK, N.A.
By /s/ Suzanne Morys
Name: Suzanne Morys
Title: Vice President
By /s/ Bradley A. Hardy
Name: Bradley A. Hardy
Title: Vice President
SCHEDULE I TO THE AMENDMENT AND RESTATEMENT
COMMITMENTS AND APPLICABLE LENDING OFFICES
Name of Revolving Domestic Lending Eurodollar Lending
Initial Credit Office Office
Lender Commitment
Citibank, $55,000,000 Credit: Credit:
N.A. 399 Park Avenue, 399 Park Avenue,
12th Floor 12th Floor
New York, NY 10043 New York, NY 10043
Attn: Marc Merlino Attn: Marc Merlino
Phone: (212) 559- Phone: (212) 559-
1875 1875
Fax: (212) 793- Fax: (212) 793-
7585 7585
Administrative: Administrative:
2 Penns Plaza 2 Penns Plaza
Suite 200 Suite 200
New Castle, DE New Castle, DE
19720 19720
Attn: Leonard Attn: Leonard
Sarcona Sarcona
Phone: (718) 248- Phone: (718) 248-
4536 4536
Fax: (718) 248- Fax: (718) 248-
4844 4844
The Chase $55,000,000 Credit: Credit:
Manhattan 270 Park Avenue, 270 Park Avenue,
Bank, N.A. 48th Fl. 48th Fl.
New York, NY New York, NY
10017 10017
Attn: Barry Attn: Barry
Bergman Bergman
Phone: (212) 270- Phone: (212) 270-
0203 0203
Fax: (212) 270- Fax: (212) 270-
5646 5646
Administrative: Administrative:
1 Chase Manhattan 1 Chase Manhattan
Plaza Plaza
8th Floor 8th Floor
New York, NY New York, NY
10081 10081
Attn: Amy Attn: Amy Labinger
Labinger Phone: (212) 552-
Phone: (212) 552- 4025
4025 Fax: (212) 552-
Fax: (212) 552- 7500
7500
BankBoston, $42,000,000 Credit: Credit:
N.A. 100 Federal Street 100 Federal Street
Mail Stop 01-09-05 Mail Stop 01-09-05
Boston, MA 02106 Boston, MA 02106
Attn: Judy Kelly Attn: Judy Kelly
Phone: (617) 434- Phone: (617) 434-
5280 5280
Fax: (617) 434- Fax: (617) 434-
6685 6685
Administrative: Administrative:
100 Federal Street 100 Federal Street
Mail Stop 01-21- Mail Stop 01-21-
01 01
Boston, MA Boston, MA
02110 02110
Attn: Michelle Attn: Michelle
Taglione Taglione
Phone: (617) Phone: (617)
434-4039 434-4039
Fax: (617) 434- Fax: (617) 434-
6685 6685
The Bank of $50,500,000 Credit: Credit:
America, NT & 231 South LaSalle 231 South LaSalle
SA Street Street
Chicago, IL 60697 Chicago, IL 60697
Attn: Sandy Ober Attn: Sandy Ober
Phone: (312) 828- Phone: (312) 828-
1307 1307
Fax: (312) 987- Fax: (312) 987-
0303 0303
Administrative: Administrative:
231 South LaSalle 231 So. LaSalle
Street Street
Chicago, IL Chicago, IL
60697 60697
Attn: Sandra Attn: Sandra
Kramer Kramer
Phone: (312) Phone: (312)
828-6645 828-6645
Fax: (312) 987- Fax: (312) 987-
5833 5833
The Bank of $24,000,000 Credit: Credit:
New York One Wall Street, One Wall Street,
22nd Floor 22nd Floor
New York, NY New York, NY
10286 10286
Attn: Paula Regan Attn: Paula Regan
Phone: (212) 635- Phone: (212) 635-
7867 7867
Fax: (212) 635- Fax: (212) 635-
1483 1483
Administrative: Administrative:
One Wall Street, One Wall Street,
22nd Floor 22nd Floor
New York, NY New York, NY
10286 10286
Attn: Susan Attn: Susan
Baratta Baratta
Phone: (212) Phone: (212)
635-6761 635-6761
Fax: (212) 635- Fax: (212) 635-
6397 6397
Credit Suisse $24,000,000 Credit: Credit:
First Boston 11 Madison Ave., 11 Madison Ave.,
19th Fl. 19th Fl.
New York, NY New York, NY
10010 10010
Attn: Chris Hogan Attn: Chris Hogan
Phone: (212) 325- Phone: (212) 325-
9157 9157
Fax: (212) 325- Fax: (212) 325-
8309 8309
Administrative: Administrative:
11 Madison Ave. 11 Madison Ave.
New York, NY New York, NY
10010 10010
Attn: Gina Attn: Gina
Manginello Manginello
Phone: (212) 325- Phone: (212) 325-
9149 9149
Fax: (212) 325- Fax: (212) 325-
8319 8319
Fleet $24,000,000 Credit: Credit:
National Bank One Federal Street One Federal Street
MA OF 0320 MA OF 0320
Boston, MA 02110 Boston, MA 02110
Attn: Richard Attn: Richard
Seufert Seufert
Phone: (617) 346- Phone: (617) 346-
0611 0611
Fax: (617) 346- Fax: (617) 346-
0689 0689
Administrative: Administrative:
One Federal Street One Federal Street
MA OF 0308 MA OF 0308
Boston, MA 02110 Boston, MA 02110
Attn: Michael Attn: Michael
Araujo Araujo
Phone: (617) 346- Phone: (617) 346-
0601 0601
Fax: (617) 346- Fax: (617) 346-
0595 0595
PNC Bank, $24,000,000 Credit: Credit:
Ohio, 201 East 5th 201 East 5th
National Street Street
Association Cincinnati, OH Cincinnati, OH
45202 45202
Attn: Joe Attn: Joe
Richardson Richardson
Phone: (513) 651- Phone: (513) 651-
8688 8688
Fax: (513) 651- Fax: (513) 651-
8951 8951
Administrative: Administrative:
201 E. 5th Street 201 E. 5th Street
Cincinnati, OH Cincinnati, OH
45202 45202
Attn: Sandy Wilson Attn: Sandy Wilson
Phone:(513) 651- Phone: (513)
8984 651- 8984
Fax: (513) 651- Fax: (513) 651-
8951 8951
Sumitomo $20,000,000 Credit: Credit:
Bank, Limited U.S. Corporate U.S. Corporate
Dept. Dept.
277 Park Avenue, 277 Park Avenue,
6th Floor 6th Floor
New York, NY New York, NY
10172 10172
Attn: Rohn Attn: Rohn
Laudenschlager Laudenschlager
Phone: (212) 224- Phone: (212) 224-
4226 4226
Fax (212) 418-4384 Fax (212) 418-4384
Administrative: Administrative:
International International
Finance Dept. Finance Dept.
277 Park Avenue, 277 Park Avenue,
6th Floor 6th Floor
New York, NY New York, NY
10172 10172
Attn: Ivelesse Attn: Ivelesse
Mena-Garcia Mena-Garcia
Phone: (212) 224- Phone: (212) 224-
4150 4150
Fax (212) 224-5197 Fax (212) 224-5197
Union Bank of $23,750,000 Credit: Credit:
California, 350 California 350 California
N.A. St., 11th Fl. St., 11th Fl.
San Francisco, CA San Francisco, CA
94104 94104
Attn: Timothy P. Attn: Timothy P.
Streb, VP Streb, VP
Phone: (415) 705- Phone: (415) 705-
7021 7021
Fax: (415) 705- Fax: (415) 705-
7085 7085
Administrative: Administrative:
350 California 350 California
St., 11th Fl. St., 11th Fl.
San Francisco, CA San Francisco, CA
94104 94104
Attn: Richard A. Attn: Richard A.
Sutter, VP Sutter, VP
Phone: (415) 705- Phone: (415) 705-
7090 7090
Fax: (415) 705- Fax: (415) 705-
7085 7085
Mellon Bank, $19,000,000 Credit: Credit:
N.A. One Mellon Bank One Mellon Bank
Center, Room 370 Center, Room 370
Pittsburgh, PA Pittsburgh, PA
15258-0001 15258-0001
Attn: Rick Schaich Attn: Rick Schaich
Phone: (412) 234- Phone: (412) 234-
4420 4420
Fax: (412) 236- Fax: (412) 236-
1914 1914
Administrative: Administrative:
Three Mellon Bank Three Mellon Bank
Center Center
Room 2305 Room 2305
Pittsburgh, PA Pittsburgh, PA
15259-0003 15259-0003
Attn: Greg Klino Attn: Greg Klino
Phone: (412) 234- Phone: (412) 234-
1867 1867
Fax: (412) 234- Fax: (412) 234-
5049 5049
Credit $12,500,000 Credit: Credit:
Agricole 55 E. Monroe 55 E. Monroe
Indosuez Street Street
Suite 4700 Suite 4700
Chicago, IL Chicago, IL
60603 60603
Attn: Ray Attn: Ray
Falkenberg Falkenberg
Phone: (312) Phone: (312)
917-7426 917-7426
Fax: (312) 372- Fax: (312) 372-
3724 3724
Administrative: Administrative:
55 E. Monroe 55 E. Monroe
Street Street
Suite 4700 Suite 4700
Chicago, IL Chicago, IL
60603 60603
Attn: James Attn: James
Barrett Barrett
Phone: (312) Phone: (312)
917-7429 917-7429
Fax: (312) 372- Fax: (312) 372-
4421 4421
The First $21,250,000 Credit: Credit:
National Bank One First National One First National
of Chicago Plaza Plaza
Chicago, IL 60670 Chicago, IL 60670
Attn: Diane Stark Attn: Diane Stark
Phone: (312) 732- Phone: (312) 732-
8251 8251
Fax: (312) 336- Fax: (312) 336-
4380 4380
Administrative: Administrative:
One First National One First National
Plaza Plaza
Chicago, IL 60670 Chicago, IL 60670
Attn: Karen Attn: Karen
Hannusch Hannusch
Phone: (312) 732- Phone: (312) 732-
9868 9868
Fax: (312) 732- Fax: (312) 732-
2715 2715
Morgan $15,000,000 Credit: Credit:
Guaranty 60 Wall Street 60 Wall Street
Trust Company New York, NY 10260- New York, NY 10260-
of New York 0060 0060
Attn: Deborah Attn: Deborah
Boodheim Boodheim
Phone: (212) 648- Phone: (212) 648-
8063 8063
Fax: (212) 648- Fax: (212) 648-
5018 5018
Administrative: Administrative:
500 Stanton 500 Stanton
Christiana Ctr. Christiana Ctr.
Newark, DE 19713- Newark, DE 19713-
2107 2107
Attn: Vickie Attn: Vickie
Fedele Fedele
Phone: (302) 634- Phone: (302) 634-
4225 4225
Fax: (302) 634- Fax: (302) 634-
1852 1852
Standard $15,000,000 Credit: Credit:
Chartered 7 World Trade 7 World Trade
Bank Center Center
27th Floor 27th Floor
New York, NY New York, NY
10048 10048
Attn: David Attn: David
Cutting Cutting
Phone: (212) 667- Phone: (212) 667-
0469 0469
Fax: (212) 667- Fax: (212) 667-
0225 0225
Administrative: Administrative:
707 Wilshire 707 Wilshire
Blvd., W-8-33 Blvd., W-8-33
Los Angeles, CA Los Angeles, CA
90017 90017
Attn: Qustanti Attn: Qustanti
Shiber Shiber
Phone: (213) 614- Phone: (213) 614-
5037 5037
Fax: (213) 614- Fax: (213) 614-
4270 4270
Wachovia Bank $10,000,000 Credit: Credit:
of Georgia, 191 Peachtree 191 Peachtree
N.A. Street, N.E. Street, N.E.
28th Floor, GA-370 28th Floor, GA-
Atlanta, GA 30303 370
Attn: Brad Watkins Atlanta, GA
Phone: (404) 332- 30303
7093 Attn: Brad
Fax: (404) 332- Watkins
6898 Phone: (404)
Administrative: 332-7093
191 Peachtree Fax: (404) 332-
Street, N.E. 6898
28th Floor, GA-370 Administrative:
Atlanta, GA 30303 191 Peachtree
Attn: Christy N. Street, N.E.
Howard 28th Floor, GA-
Phone: (404) 332- 370
6261 Atlanta, GA
Fax: (404) 332- 30303
6898 Attn: Christy
N. Howard
Phone: (404)
332-6261
Fax: (404) 332-
6898
Comerica Bank $7,500,000 Credit: Credit:
500 Woodward Ave. 500 Woodward Ave.
MC 3268 MC 3268
Detroit, MI 48226 Detroit, MI 48226
Attn: Hugh Porter Attn: Hugh Porter
Phone (313) 222- Phone (313) 222-
6192 6192
Fax: (312) 222- Fax: (312) 222-
9514 9514
Administrative: Administrative:
500 Woodward Ave. 500 Woodward Ave.
MC 3268 MC 3268
Detroit, MI 48226 Detroit, MI 48226
Attn: Beverly Attn: Beverly
Jones Jones
Phone (313) 222- Phone (313) 222-
3805 3805
Fax: (312) 222- Fax: (312) 222-
3351 3351
National Bank $7,500,000 Credit: Credit:
of Kuwait SAK 299 Park Avenue 299 Park Avenue
- - New York New York, NY New York, NY
10171-0023 10171-0023
Attn: Jeff Ganter Attn: Jeff Ganter
Phone: (212) 303- Phone: (212) 303-
9828 9828
Fax: (212) 319- Fax: (212) 319-
8269 8269
Administrative: Administrative:
299 Park Avenue 299 Park Avenue
New York, NY New York, NY
10171-0023 10171-0023
Attn: Jeff Ganter Attn: Jeff Ganter
(212) 303-9868 (212) 303-9868
(212) 319-8269 (212) 319-8269
Arab Bank $6,250,000 Credit: Credit:
PLC, Grand 520 Madison Ave. 520 Madison Ave.
Cayman New York, NY New York, NY
10022 10022
Attn: Samer Tamimi Attn: Samar Tamimi
Phone: (212) 715- Phone: (212) 715-
9712 9712
Fax: (212) 593- Fax: (212) 593-
4632 4632
Administrative: Administrative:
520 Madison Ave. 520 Madison Ave.
New York, NY New York, NY
10022 10022
Attn: Justo Attn: Justo
Huapaya Huapaya
Phone: (212) 715- Phone: (212) 715-
9713 9713
Fax: (212) 593- Fax: (212) 593-
4632 4632
The Fifth- $6,250,000 Credit: Credit:
Third Bank 38 Fountain 38 Fountain
Square Plaza Square Plaza
Cincinnati, OH Cincinnati, OH
45263 45263
Attn: Andy Hauck Attn: Andy Hauck
Phone: (513) Phone: (513)
579-4178 579-4178
Fax: (513) 579- Fax: (513) 579-
5226 5226
Administrative: Administrative:
38 Fountain 38 Fountain
Square Plaza Square Plaza
Cincinnati, OH Cincinnati, OH
45263 45263
Attn: Daniel Attn: Daniel
Mullen Mullen
Phone: (513) Phone: (513)
579-4104 579-4104
Fax: (513) 579- Fax: (513) 579-
4226 4226
Allfirst Bank $7,500,000 Credit: Credit:
25 S. Charles 25 S. Charles
Street Street
Baltimore, MD Baltimore, MD
21201 21201
Attn: Jerome Attn: Jerome
Ratliffe Ratliffe
Phone: (410) Phone: (410)
244-4852 244-4852
Fax: (410) 545- Fax: (410) 244-
2047 2047
Administrative: Administrative:
25 S. Charles 25 S. Charles
Street Street
Baltimore, MD Baltimore, MD
21201 21201
Attn: Emilia Attn: Emilia
Schwartz Schwartz
Phone: (410) Phone: (410)
244-4201 244-4201
Fax: (410) 244- Fax: (410) 244-
4294 4294
Firstar Bank, $7,500,000 Credit: Credit:
N.A. 425 Walnut Street, 425 Walnut Street,
ML: 8160 ML: 8160
Cincinnati, OH Cincinnati, OH
45202 45202
Attn: Derek Attn: Derek
Roudebush Roudebush
Phone: (513) 632- Phone: (513) 632-
4010 4010
Fax: (513) 762- Fax: (513) 762-
2068 2068
Administrative: Administrative:
425 Walnut Street 425 Walnut Street
Cincinnati, OH Cincinnati, OH
45202 45202
Attn: Patty Attn: Patty
Gambert Gambert
Phone: (513) Phone: (513)
632-4034 632-4034
Fax: (513) 632- Fax: (513) 632-
3099 3099
SunTrust $6,250,000 Credit: Credit:
Bank, N.A. 200 S. Orange Ave. 200 S. Orange Ave.
MC 0-1043 MC 0-1043
Orlando, FL 32801 Orlando, FL 32801
Attn: Stephen L. Attn: Stephen L.
Leister Leister
Phone: (407) 237- Phone: (407) 237-
4705 4705
Fax: (407) 237- Fax: (407) 237-
6894 6894
Administrative: Administrative:
200 S. Orange Ave. 200 S. Orange Ave.
MC 0-1043 MC 0-1043
Orlando, FL 32801 Orlando, FL 32801
Attn: Lois Keezel Attn: Lois Keezel
Phone: (407) 237- Phone: (407) 237-
4855 4855
Fax: (407) 237- Fax: (407) 237-
6894 6894
Wells Fargo $16,250,000 Credit: Credit:
Bank, N.A. 230 W. Monroe St. 230 W. Monroe St.
Suite 2900 Suite 2900
Chicago, IL 60606 Chicago, IL 60606
Attn: Suzanne Attn: Suzanne
Morys, V.P. Morys, V.P.
Phone: 312-845- Phone: 312-845-
8605 8605
Fax: 312-553-4783 Fax: 312-553-4378
Administrative: Administrative:
707 Wilshire Blvd. 707 Wilshire Blvd.
MAC 2818-165 MAC 2818-165
Los Angeles, CA Los Angeles, CA
90017 90017
Attn: Matt Frey Attn: Matt Frey
Phone: 213-614- Phone: 213-614-
5038 5038
Fax: 213-623-5674 Fax: 213-623-5674
___________
TOTAL OF COMMITMENTS: $500,000,000