UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 -------------- FORM 8-K CURRENT REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 ------------- Date of Report: July 21, 2003 Commission File Number: 0-15204 National Bankshares, Inc. - -------------------------------------------------------------------------------- (Exact name of Registrant as specified in its charter) Virginia 54-1375874 - --------------------- ----------------------- (State or other jurisdiction of (I.R.S. Employer Identification No.) incorporation or organization) 101 Hubbard Street Blacksburg, VA 24060 - ---------------------------------------- (Address of principal executive offices) Registrant's telephone number, including area code (540) 951-6300 -------------- 1 ITEM 5. OTHER EVENTS AND REGULATION FD DISCLOSURE On July 21, 2003, National Bankshares, Inc. issued a press release announcing the Company's inclusion in the Russell (R) 3000 Index. A copy of the press release is attached as Exhibit 99.1. Exhibit 99.1 National Bankshares, Inc. Press Release dated July 21, 2003. SIGNATURE Pursuant to the requirements of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized. NATIONAL BANKSHARES, INC. By: /s/ James G. Rakes -------------------------------------- James G. Rakes Chairman President and Chief Executive Officer 2