<ARTICLE> 9 <LEGEND> THIS SCHEDULE CONTAINS FINANCIAL INFORMATION EXTRACTED FROM THE JUNE 30, 1997 10-Q AND IS QUALIFIED IN ITS ENTIRETY BY REFERENCE TO SUCH 10-Q. </LEGEND> <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> JUN-30-1997 <CASH> 12,838 <INT-BEARING-DEPOSITS> 2,837 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 60,684 <INVESTMENTS-CARRYING> 97,176 <INVESTMENTS-MARKET> 97,186 <LOANS> 211,072 <ALLOWANCE> 2,438 <TOTAL-ASSETS> 393,958 <DEPOSITS> 337,569 <SHORT-TERM> 1,384 <LIABILITIES-OTHER> 3,480 <LONG-TERM> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 9,482 <OTHER-SE> 42,043 <TOTAL-LIABILITIES-AND-EQUITY> 393,958 <INTEREST-LOAN> 9,422 <INTEREST-INVEST> 4,901 <INTEREST-OTHER> 312 <INTEREST-TOTAL> 14,635 <INTEREST-DEPOSIT> 6,420 <INTEREST-EXPENSE> 6,451 <INTEREST-INCOME-NET> 8,184 <LOAN-LOSSES> 209 <SECURITIES-GAINS> 14 <EXPENSE-OTHER> 4,952 <INCOME-PRETAX> 4,413 <INCOME-PRE-EXTRAORDINARY> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 3,201 <EPS-PRIMARY> .84 <EPS-DILUTED> .84 <YIELD-ACTUAL> 0 <LOANS-NON> 0 <LOANS-PAST> 0 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 0 <CHARGE-OFFS> 0 <RECOVERIES> 0 <ALLOWANCE-CLOSE> 0 <ALLOWANCE-DOMESTIC> 0 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0