<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1995 <PERIOD-END> SEP-30-1995 <CASH> 483,627 <SECURITIES> 1,744,233 <RECEIVABLES> 1,939 <ALLOWANCES> 77,986 <INVENTORY> 0 <CURRENT-ASSETS> 2,227,860 <PP&E> 316,465 <DEPRECIATION> 110,116 <TOTAL-ASSETS> 7,168,772 <CURRENT-LIABILITIES> 6,227,964 <BONDS> 0 <COMMON> 10,690 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <OTHER-SE> 495,183 <TOTAL-LIABILITY-AND-EQUITY> 7,168,772 <SALES> 344,737 <TOTAL-REVENUES> 413,009 <CGS> 0 <TOTAL-COSTS> 0 <OTHER-EXPENSES> 184,955 <LOSS-PROVISION> 3,710 <INTEREST-EXPENSE> 161,696 <INCOME-PRETAX> 62,648 <INCOME-TAX> 22,028 <INCOME-CONTINUING> 40,620 <DISCONTINUED> 0 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 40,620 <EPS-PRIMARY> 3.85 <EPS-DILUTED> 3.85