<ARTICLE> 9
<MULTIPLIER> 1,000
       
                             
<PERIOD-TYPE>                   3-MOS
<FISCAL-YEAR-END>                          DEC-31-1997
<PERIOD-END>                               MAR-31-1997
<CASH>                                         351,892
<INT-BEARING-DEPOSITS>                               0
<FED-FUNDS-SOLD>                               207,000
<TRADING-ASSETS>                                     0
<INVESTMENTS-HELD-FOR-SALE>                     25,239
<INVESTMENTS-CARRYING>                       2,063,526
<INVESTMENTS-MARKET>                         2,052,041
<LOANS>                                      4,955,135
<ALLOWANCE>                                     81,459
<TOTAL-ASSETS>                               7,975,617
<DEPOSITS>                                   6,911,806
<SHORT-TERM>                                   343,448
<LIABILITIES-OTHER>                             84,271
<LONG-TERM>                                      6,827
<PREFERRED-MANDATORY>                                0
<PREFERRED>                                          0
<COMMON>                                        11,396
<OTHER-SE>                                     617,869
<TOTAL-LIABILITIES-AND-EQUITY>               7,975,617
<INTEREST-LOAN>                                103,808
<INTEREST-INVEST>                               30,184
<INTEREST-OTHER>                                 2,447
<INTEREST-TOTAL>                               136,439
<INTEREST-DEPOSIT>                              57,377
<INTEREST-EXPENSE>                               4,329
<INTEREST-INCOME-NET>                           74,733
<LOAN-LOSSES>                                    1,567
<SECURITIES-GAINS>                                   0
<EXPENSE-OTHER>                                 70,584
<INCOME-PRETAX>                                 25,996
<INCOME-PRE-EXTRAORDINARY>                      25,996
<EXTRAORDINARY>                                      0
<CHANGES>                                            0
<NET-INCOME>                                    16,592
<EPS-PRIMARY>                                     1.46
<EPS-DILUTED>                                     1.46
<YIELD-ACTUAL>                                    7.68
<LOANS-NON>                                     14,628
<LOANS-PAST>                                     5,748
<LOANS-TROUBLED>                                     0
<LOANS-PROBLEM>                                      0
<ALLOWANCE-OPEN>                                     0
<CHARGE-OFFS>                                    3,538
<RECOVERIES>                                     2,001
<ALLOWANCE-CLOSE>                               81,459
<ALLOWANCE-DOMESTIC>                            81,459
<ALLOWANCE-FOREIGN>                                  0
<ALLOWANCE-UNALLOCATED>                              0