<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1997 <PERIOD-END> SEP-30-1997 <CASH> 451,772 <INT-BEARING-DEPOSITS> 6,193,269 <FED-FUNDS-SOLD> 70,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 29,164 <INVESTMENTS-CARRYING> 2,432,424 <INVESTMENTS-MARKET> 2,435,830 <LOANS> 5,208,195 <ALLOWANCE> 83,385 <TOTAL-ASSETS> 8,595,591 <DEPOSITS> 7,297,884 <SHORT-TERM> 539,382 <LIABILITIES-OTHER> 84,353 <LONG-TERM> 11,482 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 11,390 <OTHER-SE> 651,100 <TOTAL-LIABILITIES-AND-EQUITY> 8,595,591 <INTEREST-LOAN> 317,748 <INTEREST-INVEST> 96,748 <INTEREST-OTHER> 7,555 <INTEREST-TOTAL> 422,051 <INTEREST-DEPOSIT> 178,778 <INTEREST-EXPENSE> 16,417 <INTEREST-INCOME-NET> 226,856 <LOAN-LOSSES> 4,973 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 221,962 <INCOME-PRETAX> 83,316 <INCOME-PRE-EXTRAORDINARY> 53,194 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 53,194 <EPS-PRIMARY> 4.67 <EPS-DILUTED> 4.67 <YIELD-ACTUAL> 7.65 <LOANS-NON> 11,983 <LOANS-PAST> 4,157 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 81,439 <CHARGE-OFFS> 10,474 <RECOVERIES> 6,966 <ALLOWANCE-CLOSE> 83,385 <ALLOWANCE-DOMESTIC> 83,385 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0