<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> MAR-31-1998 <CASH> 442,482 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 235,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 28,287 <INVESTMENTS-CARRYING> 2,498,079 <INVESTMENTS-MARKET> 2,532,358 <LOANS> 5,562,831 <ALLOWANCE> 85,985 <TOTAL-ASSETS> 9,252,029 <DEPOSITS> 7,873,484 <SHORT-TERM> 486,599 <LIABILITIES-OTHER> 116,691 <LONG-TERM> 160,219 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,628 <OTHER-SE> 604,408 <TOTAL-LIABILITIES-AND-EQUITY> 9,252,029 <INTEREST-LOAN> 112,166 <INTEREST-INVEST> 35,251 <INTEREST-OTHER> 2,053 <INTEREST-TOTAL> 149,470 <INTEREST-DEPOSIT> 63,874 <INTEREST-EXPENSE> 7,573 <INTEREST-INCOME-NET> 78,023 <LOAN-LOSSES> 4,395 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 81,019 <INCOME-PRETAX> 24,504 <INCOME-PRE-EXTRAORDINARY> 24,504 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 15,660 <EPS-PRIMARY> 1.39 <EPS-DILUTED> 1.39 <YIELD-ACTUAL> 3.95 <LOANS-NON> 14,797 <LOANS-PAST> 4,837 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 84,360 <CHARGE-OFFS> 3,409 <RECOVERIES> 639 <ALLOWANCE-CLOSE> 85,985 <ALLOWANCE-DOMESTIC> 85,985 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0