<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1998 <PERIOD-END> JUN-30-1998 <CASH> 485,905 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 0 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 26,098 <INVESTMENTS-CARRYING> 2,322,673 <INVESTMENTS-MARKET> 2,327,608 <LOANS> 5,886,315 <ALLOWANCE> 90,240 <TOTAL-ASSETS> 9,224,848 <DEPOSITS> 7,798,918 <SHORT-TERM> 547,069 <LIABILITIES-OTHER> 90,703 <LONG-TERM> 159,456 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,626 <OTHER-SE> 618,076 <TOTAL-LIABILITIES-AND-EQUITY> 9,224,848 <INTEREST-LOAN> 229,651 <INTEREST-INVEST> 70,985 <INTEREST-OTHER> 3,369 <INTEREST-TOTAL> 304,005 <INTEREST-DEPOSIT> 128,189 <INTEREST-EXPENSE> 16,901 <INTEREST-INCOME-NET> 158,915 <LOAN-LOSSES> 9,662 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 165,180 <INCOME-PRETAX> 51,358 <INCOME-PRE-EXTRAORDINARY> 33,205 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 33,205 <EPS-PRIMARY> 3.07 <EPS-DILUTED> 3.07 <YIELD-ACTUAL> 3.95 <LOANS-NON> 12,335 <LOANS-PAST> 4,168 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 84,360 <CHARGE-OFFS> 7,339 <RECOVERIES> 3,557 <ALLOWANCE-CLOSE> 90,240 <ALLOWANCE-DOMESTIC> 90,240 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0