<ARTICLE>                     9
       
                           
<PERIOD-TYPE>                   9-MOS   
<FISCAL-YEAR-END>               DEC-31-1998          
<PERIOD-END>                    SEP-30-1998              
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<TOTAL-LIABILITIES-AND-EQUITY>  155,677              
<INTEREST-LOAN>                       0         
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<INTEREST-INCOME-NET>               214          
<LOAN-LOSSES>                         0        
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