<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 3-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> MAR-31-1999 <CASH> 483,590 <INT-BEARING-DEPOSITS> 0 <FED-FUNDS-SOLD> 350,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 24,669 <INVESTMENTS-CARRYING> 2,075,213 <INVESTMENTS-MARKET> 2,104,919 <LOANS> 6,244,828 <ALLOWANCE> 96,340 <TOTAL-ASSETS> 9,702,163 <DEPOSITS> 8,179,098 <SHORT-TERM> 584,830 <LIABILITIES-OTHER> 104,453 <LONG-TERM> 157,529 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,626 <OTHER-SE> 665,627 <TOTAL-LIABILITIES-AND-EQUITY> 9,702,163 <INTEREST-LOAN> 122,655 <INTEREST-INVEST> 29,441 <INTEREST-OTHER> 3,360 <INTEREST-TOTAL> 155,456 <INTEREST-DEPOSIT> 60,869 <INTEREST-EXPENSE> 69,713 <INTEREST-INCOME-NET> 85,743 <LOAN-LOSSES> 2,662 <SECURITIES-GAINS> 777 <EXPENSE-OTHER> 91,218 <INCOME-PRETAX> 30,058 <INCOME-PRE-EXTRAORDINARY> 30,058 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 19,048 <EPS-PRIMARY> 1.79 <EPS-DILUTED> 1.79 <YIELD-ACTUAL> 4.09 <LOANS-NON> 12,322 <LOANS-PAST> 5,541 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 96,115 <CHARGE-OFFS> 3,465 <RECOVERIES> 1,028 <ALLOWANCE-CLOSE> 96,340 <ALLOWANCE-DOMESTIC> 96,340 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0