<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 6-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> JUN-30-1999 <CASH> 453,646 <INT-BEARING-DEPOSITS> 35,197 <FED-FUNDS-SOLD> 260,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 22,974 <INVESTMENTS-CARRYING> 1,952,502 <INVESTMENTS-MARKET> 1,944,289 <LOANS> 6,376,372 <ALLOWANCE> 96,765 <TOTAL-ASSETS> 9,628,477 <DEPOSITS> 8,170,433 <SHORT-TERM> 518,350 <LIABILITIES-OTHER> 90,254 <LONG-TERM> 156,870 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,626 <OTHER-SE> 681,944 <TOTAL-LIABILITIES-AND-EQUITY> 9,628,477 <INTEREST-LOAN> 246,701 <INTEREST-INVEST> 58,480 <INTEREST-OTHER> 7,235 <INTEREST-TOTAL> 312,416 <INTEREST-DEPOSIT> 121,353 <INTEREST-EXPENSE> 138,534 <INTEREST-INCOME-NET> 173,882 <LOAN-LOSSES> 4,840 <SECURITIES-GAINS> 0 <EXPENSE-OTHER> 184,605 <INCOME-PRETAX> 61,903 <INCOME-PRE-EXTRAORDINARY> 61,903 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 39,351 <EPS-BASIC> 3.70 <EPS-DILUTED> 3.70 <YIELD-ACTUAL> 4.10 <LOANS-NON> 11,465 <LOANS-PAST> 5,181 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 96,115 <CHARGE-OFFS> 6,696 <RECOVERIES> 2,506 <ALLOWANCE-CLOSE> 96,765 <ALLOWANCE-DOMESTIC> 96,765 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0