<ARTICLE> 9
<MULTIPLIER> 1,000

                                              
<PERIOD-TYPE>                                     9-MOS
<FISCAL-YEAR-END>                                 DEC-31-1999
<PERIOD-END>                                      SEP-30-1999
<CASH>                                               461,792
<INT-BEARING-DEPOSITS>                                21,158
<FED-FUNDS-SOLD>                                     295,000
<TRADING-ASSETS>                                           0
<INVESTMENTS-HELD-FOR-SALE>                           22,695
<INVESTMENTS-CARRYING>                             1,676,825
<INVESTMENTS-MARKET>                               1,667,055
<LOANS>                                            6,574,807
<ALLOWANCE>                                           97,965
<TOTAL-ASSETS>                                     9,577,715
<DEPOSITS>                                         8,062,091
<SHORT-TERM>                                         554,866
<LIABILITIES-OTHER>                                   90,849
<LONG-TERM>                                          156,840
<PREFERRED-MANDATORY>                                      0
<PREFERRED>                                                0
<COMMON>                                              10,626
<OTHER-SE>                                           702,443
<TOTAL-LIABILITIES-AND-EQUITY>                     9,577,715
<INTEREST-LOAN>                                      376,135
<INTEREST-INVEST>                                     85,179
<INTEREST-OTHER>                                      11,326
<INTEREST-TOTAL>                                     472,640
<INTEREST-DEPOSIT>                                   182,528
<INTEREST-EXPENSE>                                   209,031
<INTEREST-INCOME-NET>                                263,609
<LOAN-LOSSES>                                          8,169
<SECURITIES-GAINS>                                         1
<EXPENSE-OTHER>                                      279,709
<INCOME-PRETAX>                                       99,095
<INCOME-PRE-EXTRAORDINARY>                            99,095
<EXTRAORDINARY>                                            0
<CHANGES>                                                  0
<NET-INCOME>                                          62,483
<EPS-BASIC>                                           5.88
<EPS-DILUTED>                                           5.88
<YIELD-ACTUAL>                                          4.10
<LOANS-NON>                                           10,580
<LOANS-PAST>                                           7,350
<LOANS-TROUBLED>                                           0
<LOANS-PROBLEM>                                            0
<ALLOWANCE-OPEN>                                      96,115
<CHARGE-OFFS>                                          9,846
<RECOVERIES>                                           3,527
<ALLOWANCE-CLOSE>                                     97,965
<ALLOWANCE-DOMESTIC>                                  97,965
<ALLOWANCE-FOREIGN>                                        0
<ALLOWANCE-UNALLOCATED>                                    0