<ARTICLE> 9 <MULTIPLIER> 1,000 <PERIOD-TYPE> 9-MOS <FISCAL-YEAR-END> DEC-31-1999 <PERIOD-END> SEP-30-1999 <CASH> 461,792 <INT-BEARING-DEPOSITS> 21,158 <FED-FUNDS-SOLD> 295,000 <TRADING-ASSETS> 0 <INVESTMENTS-HELD-FOR-SALE> 22,695 <INVESTMENTS-CARRYING> 1,676,825 <INVESTMENTS-MARKET> 1,667,055 <LOANS> 6,574,807 <ALLOWANCE> 97,965 <TOTAL-ASSETS> 9,577,715 <DEPOSITS> 8,062,091 <SHORT-TERM> 554,866 <LIABILITIES-OTHER> 90,849 <LONG-TERM> 156,840 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 10,626 <OTHER-SE> 702,443 <TOTAL-LIABILITIES-AND-EQUITY> 9,577,715 <INTEREST-LOAN> 376,135 <INTEREST-INVEST> 85,179 <INTEREST-OTHER> 11,326 <INTEREST-TOTAL> 472,640 <INTEREST-DEPOSIT> 182,528 <INTEREST-EXPENSE> 209,031 <INTEREST-INCOME-NET> 263,609 <LOAN-LOSSES> 8,169 <SECURITIES-GAINS> 1 <EXPENSE-OTHER> 279,709 <INCOME-PRETAX> 99,095 <INCOME-PRE-EXTRAORDINARY> 99,095 <EXTRAORDINARY> 0 <CHANGES> 0 <NET-INCOME> 62,483 <EPS-BASIC> 5.88 <EPS-DILUTED> 5.88 <YIELD-ACTUAL> 4.10 <LOANS-NON> 10,580 <LOANS-PAST> 7,350 <LOANS-TROUBLED> 0 <LOANS-PROBLEM> 0 <ALLOWANCE-OPEN> 96,115 <CHARGE-OFFS> 9,846 <RECOVERIES> 3,527 <ALLOWANCE-CLOSE> 97,965 <ALLOWANCE-DOMESTIC> 97,965 <ALLOWANCE-FOREIGN> 0 <ALLOWANCE-UNALLOCATED> 0