EXHIBIT C OPINION AND CONSENT OF ACTUARY On behalf of AIG Life Insurance Company, I hereby consent to the inclusion of the Table of Guaranteed Monthly Cost of Insurance Rates, Table of Acquisition Expenses Per $1,000 of Face Amount and Table of Initial Surrender Charges in a Registration Statement of Form S-6 registering Variable Life Insurance Policies. /s/ Michael J. Burns, FSA, MAAA ------------------------------- Michael J. Burns, FSA, MAAA Dated: May 24, 1999