Vote-By-Phone Solicitation Script for
(Putnam California Tax Exempt Money Market Fund or
Putnam New York Tax Exempt Money Market Fund)


This script provides information to the shareholder and solicits
their vote by phone, to be confirmed by written confirmation.


Good Morning/Afternoon/Evening.  May I please speak with (name of
shareholder)?  I am representing Putnam Investments in Boston.  

To verify that I am speaking with the shareholder of record, may
I confirm that you are (name of shareholder of record) and that
your address of record is (address of record)? 

(If the person is unwilling to confirm this information, thank
them for their time and terminate the call.)

We noted that we have not yet received your vote on the proposal
to approve the Agreement and Plan of Reorganization between your
Fund and Putnam Tax Exempt Money Market Fund.  Do you have any
questions regarding this proposal I can clarify for you?  

(If there are questions, please refer to the Q & A attached.)

Would you like to vote by phone?  

(If not, ask the shareholder if he would like another ballot,
thank them for their time and terminate the call. If so, proceed
as follows:)

We previously sent you a letter describing our procedures for
voting your proxy ballot by telephone. 

I will now read the information on the proxy card so that you can
provide us with your voting instructions.

Putnam (California/New York) Tax Exempt Money Market Fund 

Proxy for a meeting of shareholders, June 2, 1994.  

This proxy is solicited on behalf the Trustees of the Fund.

The shareholder hereby appoints George Putnam, Hans H. Estin and
William F. Pounds, and each of them separately, proxies, with
power of substitution, and hereby authorizes them to represent
and vote, as designated hereafter, at the meeting of shareholders
of Putnam (California/New York) Tax Exempt Money Market Fund, on
June 2, 1994, at 1:00 p.m., Boston time, and at any adjournments
thereof, all of the shares of the Fund which the shareholder
would be entitled to vote if personally present.

This proxy when properly authorized will be voted in the manner
directed herein by the shareholder. In their discretion, the
proxies are authorized to vote upon such other matters as may
properly come before the meeting.  The Trustees recommend a vote
FOR the following proposal: 

Proposal: Approve the Agreement and Plan of Reorganization
providing for the transfer of all of the assets of your Fund to
Putnam Tax Exempt Money Market Fund in exchange for shares of
Putnam Tax Exempt Money Market Fund and the assumption by Putnam
Tax Exempt Money Market Fund of all of the liabilities of your
Fund, and the distribution of such shares to the shareholders of
your Fund in liquidation of your Fund.  

How would you like to vote on this proposal?

For, Against or Abstain?

Thank you.  Do you wish to send the entire message?

To repeat your instructions:  

You voted (for/against/abstain).  Is this correct?

Thank you.  We will be sending you a written confirmation of your
vote. Please call us if the information on the confirmation is
incorrect. 


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Q & A for California and New York Money Market Fund
Reorganization

On April 20, a proxy statement was sent to shareholders of
(California/New York) Tax Exempt Money Market Fund.  The proxies
propose a reorganization of the (California/New York) Fund with
the Putnam Tax Exempt Money Market Fund.  Listed below are the
questions and concerns of shareholders regarding this proposal
followed by answers and information regarding each issue.

1.   Why is the Putnam (California/New York) Money Market Fund
being reorganized with Putnam Tax Exempt Money Market Fund?

Putnam Management believes that combining your Fund with the
Putnam Tax Exempt Money Market Fund offers you an opportunity to
pursue a similar objective with greater economies of scale that,
over the longer term, will result in lower per share operating
expenses.  Further, Putnam Management is concerned that if
current trends in your Fund's net asset levels continue, your
Fund might soon be burdened with too high an expense ratio
because of the Fund's size.

2.   What exactly is being reorganized?

The Trustees of your Fund are recommending that shareholders
approve a reorganization of your Fund in which your shares would,
in effect, be exchanged at net asset value for shares of Putnam
Tax Exempt Money Market Fund (which we will refer to as the
"other fund").  Under this proposal, your Fund will transfer all
of its assets to the other fund in return for shares of the other
fund and the assumption by the other fund of all of the
liabilities of your Fund.  After the transfer, the shares of the
other fund will be distributed to the holders of your Fund,
thereby liquidating your Fund.  Both funds are managed by Putnam
Investment Management, Inc. and have the same Trustees.  You
should note that the Trustees have also proposed to shareholders
of Putnam (New York/California) Money Market Fund a similar
reorganization involving that fund and Putnam Tax Exempt Money
Market Fund.

3.   When will Putnam California and New York Money Market Funds
be reorganized with Putnam Tax Exempt Money Market Fund?

If the reorganization is approved by your Fund's shareholders, it
would become effective shortly after the shareholder meeting.

4.   Is the same investment philosophy used with the Putnam Tax
Exempt Money Market Fund?

Both your Fund and the other fund seek as high a level of current
income exempt from federal income tax and, in the case of your
Fund, exempt from (California/New York State and City) income tax
as Putnam Management believes is consistent with maintenance of
liquidity and stability of principal.   The principle difference
between the funds is that your Fund normally concentrates its
investments in tax-exempt securities of (California/New York)
issuers, while the other fund normally invests in tax-exempt
securities of issuers located in various states.  Because of the
similarities between the Funds, the proposed reorganization will
not affect the general strategy or style in which the portfolio
manager will manage your investment.  

5.   Will there be any tax consequences due to the
reorganization?

Yes.  Shareholders should realize that income distributions
received by them on shares of Putnam Tax Exempt Money Market Fund
following the reorganization will not be exempt from
(California/New York State and City) income tax. 

The reorganization is expected to be a taxable transaction for
the Fund and its shareholders.  As a result, your Fund's
shareholders acquiring Money Market Fund shares in the
transaction may realize a small amount of taxable gain or loss,
which will be reflected in their distribution for June.

6.   Will confirmation of the reorganization be mailed to
shareholders?

Yes.  Shareholders will receive a confirmation after the
reorganization is completed, indicating your new account number. 
Please retain this confirmation for your records.

7.   Will the reorganization affect performance?

Putnam Management does not expect the reorganization to cause any
undue fluctuation in share price.  However, notwithstanding the
current tax-equivalent yield advantage of your Fund, as compared
to the other fund, Putnam Management expects that Putnam Tax-
Exempt Money Market Fund will realize performance advantages over
your Fund over the long-term.

8.   Will the number of shares I own change?

No.  As a result of the reorganization, you would receive,
subject to any applicable state and federal taxes, a number of
shares of Putnam Tax Exempt Money Market Fund equal in value at
the date of the exchange to the total value of your current
shares.  If the shares of the two money market funds are valued
at $1.00 per share, there should be no change in the number of
shares exchanged.