<ARTICLE> 5 <MULTIPLIER> 1,000 <PERIOD-TYPE> YEAR <FISCAL-YEAR-END> DEC-31-1996 <PERIOD-START> JAN-01-1996 <PERIOD-END> DEC-31-1996 <CASH> 3,200<F1> <SECURITIES> 0 <RECEIVABLES> 7,804 <ALLOWANCES> (121) <INVENTORY> 79,286 <CURRENT-ASSETS> 0 <PP&E> 3,654 <DEPRECIATION> 2,425 <TOTAL-ASSETS> 148,568 <CURRENT-LIABILITIES> 0 <BONDS> 0 <PREFERRED-MANDATORY> 0 <PREFERRED> 0 <COMMON> 0 <OTHER-SE> 46,594 <TOTAL-LIABILITY-AND-EQUITY> 148,568 <SALES> 24,357 <TOTAL-REVENUES> 54,374 <CGS> 19,957 <TOTAL-COSTS> 24,971 <OTHER-EXPENSES> 9,596 <LOSS-PROVISION> 825 <INTEREST-EXPENSE> 4,265 <INCOME-PRETAX> 14,411 <INCOME-TAX> 3,634 <INCOME-CONTINUING> 10,777 <DISCONTINUED> 0 <EXTRAORDINARY> (932) <CHANGES> 0 <NET-INCOME> 9,845 <EPS-PRIMARY> .95 <EPS-DILUTED> .95 <FN> <F1>Balance includes $988 of restricted cash. </FN>