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                                                                      EXHIBIT 10

                       NAVISTAR INTERNATIONAL CORPORATION
                          AND CONSOLIDATED SUBSIDIARIES
                        ---------------------------------
                               MATERIAL CONTRACTS


     The  following  documents  of Navistar  International  Corporation  and its
affiliate Navistar Financial Corporation are incorporated herein by reference.


   10.22  Trust Agreement dated as of March 9, 2000,  between Navistar Financial
          Retail  Receivables  Corporation,  as Seller, and Chase Manhattan Bank
          Delaware,  as Owner Trustee, with respect to Navistar Financial 2000-A
          Owner Trust.  Filed on  Registration  No.  333-62445.

   10.23  Indenture dated  as  of  March 9,  2000,  between  Navistar  Financial
          1999-A  Owner  Trust  and  The Bank of New York, as Indenture Trustee,
          with  respect to  Navistar  Financial  2000-A  Owner  Trust.  Filed on
          Registration  No. 333-62445.

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