EXHIBIT 10


                       NAVISTAR INTERNATIONAL CORPORATION
                          AND CONSOLIDATED SUBSIDIARIES
                        ---------------------------------
                               MATERIAL CONTRACTS


     The  following  documents  of Navistar  International  Corporation  and its
affiliate Navistar Financial Corporation are incorporated herein by reference.

     10.1*  Navistar International  Corporation 1984 Stock Option Plan. Filed as
            Exhibit A to Proxy Statement dated February 6, 1984. Commission File
            No. 1-5236.

     10.2   Amended and Restated  Credit  Agreement dated as of November 4, 1994
            among  Navistar  Financial   Corporation,   certain  banks,  certain
            Co-Arranger banks, and Morgan Guaranty Trust Company of New York, as
            Administrative  Agent.  Filed on Form 8-K dated  November  4,  1994.
            Commission File No. 1-4146-1.

     10.3   Pooling  and  Servicing  Agreement  dated as of June 8, 1995,  among
            Navistar  Financial  Corporation,  as Servicer,  Navistar  Financial
            Securities   Corporation,   as  Seller,  The  Chase  Manhattan  Bank
            (survivor  in the  merger  between  The  Chase  Manhattan  Bank  and
            Chemical Bank which was the survivor in the merger between  Chemical
            Bank  and  Manufacturers  Hanover  Trust  Company),  as  1990  Trust
            Trustee, and The Bank of New York, as Master Trust Trustee. Filed on
            Registration No. 33-87374.

     10.4   Amendment  No. 2 dated as of March  29,  1996,  to the  Amended  and
            Restated  Credit  Agreement dated as of November 4, 1994, as amended
            by Amendment  No. 1 dated as of December 15,  1995,  among  Navistar
            Financial Corporation, certain banks, certain Co-Arranger banks, and
            Morgan Guaranty Trust Company of New York, as  Administrative  Agent
            filed on Form 8-K dated June 5, 1996. Commission File No. 1-4146-1.

     10.5   Indenture  dated  as of May 30,  1996,  between  Navistar  Financial
            1996-A Owner Trust and The Bank of New York,  as Indenture  Trustee,
            with respect to Navistar  Financial  1996-A  Owner  Trust.  Filed on
            Registration No. 33-55865.

     10.6   Indenture dated as of November 6, 1996,  between Navistar  Financial
            1996-B Owner Trust and The Bank of New York,  as Indenture  Trustee,
            with respect to Navistar  Financial  1996-B  Owner  Trust.  Filed on
            Registration No. 33-55865.

     10.7   Indenture dated as of May 7, 1997, between Navistar Financial 1997-A
            Owner Trust and The Bank of New York,  as  Indenture  Trustee,  with
            respect  to  Navistar   Financial  1997-A  Owner  Trust.   Filed  on
            Registration No. 33-55865.

     10.8   Amendment  No.  3  dated  as of May 27,  1997,  to the  Amended  and
            Restated  Credit  Agreement dated as of November 4, 1994, as amended
            by Amendment No. 1 dated as of December 15, 1995 and Amendment No. 2
            dated as of March 29, 1996,  among Navistar  Financial  Corporation,
            certain banks,  certain Co-Arranger banks, and Morgan Guaranty Trust
            Company of New York, as Administrative Agent filed on Form 8-K dated
            June 17, 1997. Commission File No. 1-4146-1.




                                       E-4



                                                          EXHIBIT 10 (CONTINUED)


                       NAVISTAR INTERNATIONAL CORPORATION
                          AND CONSOLIDATED SUBSIDIARIES
                        ---------------------------------
                               MATERIAL CONTRACTS


     10.9*  Form of Executive  Severance  Agreement  which is executed  with all
            executive  officers  dated June 16,  1997.  Filed as Exhibit 10.5 to
            Form 10-Q dated September 12, 1997. Commission File No. 1-9618.

     10.10* Navistar International Corporation Stock Ownership Program. Filed as
            Exhibit 10.20 to Form 10-Q dated September 12, 1997. Commission File
            No. 1-9618.

     10.11  Indenture dated as of November 5, 1997,  between Navistar  Financial
            1997-B Owner Trust and The Bank of New York,  as Indenture  Trustee,
            with respect to Navistar  Financial  1997-B  Owner  Trust.  Filed on
            Registration No. 33-64249.

     10.12* Navistar 1988 Non-Employee  Director Stock Option Plan amended as of
            March 20, 1996.  Filed as Exhibit 10.19 to Form 10-K dated  December
            22, 1997. Commission File No. 1-9618.

     10.13* Navistar  1998  Non-Employee  Director  Stock Option Plan.  Filed as
            Exhibit 10.20 to Form 10-Q dated March 17, 1998. Commission File No.
            1-9618.

     10.14  Indenture  dated  as of June 4,  1998,  between  Navistar  Financial
            1998-A Owner Trust and The Bank of New York,  as Indenture  Trustee,
            with respect to Navistar  Financial  1998-A  Owner  Trust.  Filed on
            Registration No. 33-64249.

     10.15* Navistar International Corporation 1998 Interim Stock Plan. Filed as
            Exhibit 10.21 to Form 10-Q dated June 12, 1998.  Commission File No.
            1-9618.

     10.16  Transfer and Administration Agreement dated as of November 13, 1998,
            between Navistar Financial  Corporation,  as Servicer,  and Navistar
            Financial Retail Receivables Corporation, as Transferor, Park Avenue
            Receivables Corporation, as Purchaser, and The Chase Manhattan Bank,
            as Funding Agent and APA Bank.  Filed on Form 8-K dated December 18,
            1998. Commission File No. 33-64249.

     10.17* Navistar 1994  Performance  Incentive Plan amended as of October 13,
            1998.  Filed as Exhibit 10.19 to Form 10-K dated  December 22, 1998.
            Commission File No. 1-9618.

     10.18  Trust Agreement dated as of June 3, 1999, between Navistar Financial
            Retail Receivables Corporation,  as Seller, and Chase Manhattan Bank
            Delaware,  as Owner  Trustee,  with  respect to  Navistar  Financial
            1999-A Owner Trust. Filed on Registration No. 333-62445.

     10.19  Indenture  dated  as of June 3,  1999,  between  Navistar  Financial
            1999-A Owner Trust and The Bank of New York,  as Indenture  Trustee,
            with respect to Navistar  Financial  1999-A  Owner  Trust.  Filed on
            Registration No. 333-62445.

                                      E-5

                                                          EXHIBIT 10 (CONTINUED)


                       NAVISTAR INTERNATIONAL CORPORATION
                          AND CONSOLIDATED SUBSIDIARIES
                        ---------------------------------
                               MATERIAL CONTRACTS


     10.20  Receivable Purchase Agreement dated as of November 12, 1999, between
            Navistar  Financial  Retail  Receivables  Corporation,   as  Seller,
            Navistar  Financial  Corporation,  as  Servicer,  and  Falcon  Asset
            Securitization   Corporation   and   International    Securitization
            Corporation,  as  investors,  and  Bank  One  NA  as  agent  and  as
            Securities  Intermediary,  with respect to Navistar Financial 1999-B
            Multi-seller   Asset-backed   Commercial  Paper  Conduit.  Filed  on
            Registration No. 333-62445.

     10.21* Navistar  1998  Supplemental  Stock Plan.  Filed as Exhibit 10.21 to
            Form 10-K dated December 22, 1999. Commission File No. 1-9618.

     10.22  Indenture  dated as of March 9,  2000,  between  Navistar  Financial
            2000-A Owner Trust and The Bank of New York,  as Indenture  Trustee,
            with respect to Navistar  Financial  2000-A  Owner  Trust.  Filed on
            Registration No. 333-62445.

     10.23  Indenture dated as of November 1, 2000,  between Navistar  Financial
            2000-A Owner Trust and The Bank of New York,  as Indenture  Trustee,
            with respect to Navistar  Financial  2000-B  Owner  Trust.  Filed on
            Registration No. 333-62445.


     *      Indicates a management  contract or compensatory plan or arrangement
            required to be filed as an exhibit to this  report  pursuant to Item
            14(c).



















                                   E-6