BOSTON FINANCIAL QUALIFIED HOUSING TAX CREDITS L.P. IV
                             (A Limited Partnership)


                                 EXHIBIT [32.1]

                CERTIFICATION PURSUANT TO 18 U.S.C. SECTION 1350,
                    AS ADOPTED PURSUANT TO SECTION 906 OF THE
                           SARBANES-OXLEY ACT OF 2002


In connection with the Quarterly Report of Boston Financial Qualified Housing
Tax Credits L.P. IV (the "Partnership") on Form 10-QSB for the period ending
June 30, 2003 as filed with the Securities and Exchange Commission on the date
hereof (the "Report"), the undersigned, the Principal, hereby certifies pursuant
to 18 U.S.C. Section 1350, as adopted pursuant to Section 906 of the
Sarbanes-Oxley Act of 2002, that:

1.   the Report fully complies with the  requirements  of Section 13(a) or 15(d)
     of the Securities  Exchange Act of 1934; and

2.   the information contained in the Report fairly presents, in all material
     respects, the financial condition and results of operations of the
     Partnership.



                                                      /s/Jenny Netzer
                                                      Jenny Netzer
                                                      Executive Vice President
                                                      MMA Financial, LLC

                                                      Date:  November 14, 2003










A signed original of this written statement required by section 906 has been
provided to the Partnership and will be retained by the Partnership and
furnished to the Securities and Exchange Commission or its staff upon request.