CLEARWATER INVESTMENT TRUST
                              332 Minnesota Street
                         St. Paul, Minnesota 55101-1394

                               June 26, 2002

VIA ELECTRONIC TRANSMISSION

Securities and Exchange Commission
File Desk
450 Fifth Street, N.W.
Washington, D.C.  20549

         Re:      Clearwater Investment Trust, CIK No. 0000811161
                  Request for Withdrawal of Registration Statement on Form N-1A;
                  File No. 33-12289
                  Accession No. 0000811161-02-000009

Ladies and Gentlemen:

     The Registrant intended to file its Post-Effective  Amendment No. 18 to its
Registration  Statement  as  a  Form  Type  485BPOS.   Instead,  the  Registrant
mistakenly made this filing as Form Type N-1A (Accesssion No. 0000811161-00006).
This mistaken filing was made on or about April 30, 2002. A Form RW was filed to
withdraw  this  filing  made  in  error  (Accession  No.  0000811161-02-000008).
Registrant  again  mistakenly  made this  filing as a Form N-1A  (Accession  No.
0000811161-02-000009). This second mistaken filing was made on June 26, 2002.

     The Registrant is refiling its Post-Effective Amendment No. 18 as Form Type
485BPOS.

     Accordingly,  the Registrant  requests withdrawal of this second mistakenly
filed Registration Statement pursuant to Rule 477(a) under the Securities Act of
1933.


                                                     Very truly yours,

                                                     /s/ Richard T. Holm

                                                     Richard T. Holm



cc:      Joseph P. Barri, Esq.
         Michelle Rhee, Esq.